| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: CSNW BENEFITS AN ALERA GROUP AGENCY | 1437 SW COLUMBIA ST PORTLAND, OR 97201 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $5K | $5K | 0.02% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: KPD INSURANCE, LLC | PO BOX 784 SPRINGFIELD, OR 97477 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $2K | $2K | 0.01% |
| LAPORTE INSURANCE LLC3 | 5515 SW MILWAUKIE AVE PORTLAND, OR 97202 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $1K | $1K | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | PO BOX 10167 EUGENE, OR 97440 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $1K | $1K | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF OREGON LLC | 601 SW 2ND AVE, STE 1200 PORTLAND, OR 97204 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $988 | $988 | 0.00% |
| ALDRICH BENEFITS LP3 | 680 HAWTHORNE AVE SE, STE 140 SALEM, OR 97301 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $882 | $882 | 0.00% |
| STRATEGY INSURANCE LLC3 Filed as: STRATEGY INSURANCE, LLC | PO BOX 217 TROUTDALE, OR 97060 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $840 | $840 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC. | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 99201 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $780 | $780 | 0.00% |
| ALDRICH BENEFITS LP3 | 5665 SW MEADOWS RD, STE 200 LAKE OSWEGO, OR 97305 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $749 | $749 | 0.00% |
| BOB HART INSURANCE INC3 Filed as: BOB HART INSURANCE, INC. | 321 SE I STREET GRANTS PASS, OR 97526 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $560 | $560 | 0.00% |
| BUSINESS INSURANCE NW LLC3 | PO BOX 489 LYLE, WA 98635 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $504 | $504 | 0.00% |
| RJS & ASSOCIATES INSURANCE SERVICES3 | PO BOX 1162 PHILOMATH, OR 97370 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $420 | $420 | 0.00% |
| OAK TREE INSURANCE INC3 | 5335 MEADOWS RD, STE 101 LAKE OSWEGO, OR 97035 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $392 | $392 | 0.00% |
| CASCADE SUMMIT INSURANCE OF OREGON3 | 1800 BLANKENSHIP RD 150 WEST LINN, OR 97068 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $330 | $330 | 0.00% |
| GCG FINANCIAL LLC3 Filed as: CSNW BENEFITS AN ALERA GROUP AGENCY | 4723 SW 1ST AVE NUMBER B PORTLAND, OR 97239 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $300 | $300 | 0.00% |
| PACIFIC CASCADE ADVISORS INC3 Filed as: PACIFIC CASCADE ADVISORS, INC | 2401 W MAIN ST, STE 108 BATTLE GROUND, WA 98604 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $280 | $280 | 0.00% |
| CAPITAL FINANCIAL PLC3 | 4800 NW CAMAS MEADOWS, STE 230 CAMAS, WA 98607 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $210 | $210 | 0.00% |
| ROGUE BENEFIT PLANNING3 | 8120 OLD STAGE RD CENTRAL POINT, OR 97502 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $200 | $200 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | PO BOX 3018 BOTHELL, WA 98011 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $180 | $180 | 0.00% |
| OLSON INSURANCE GROUP, LLC3 Filed as: OLSON INSURANCE GROUP LLC | PO BOX 21479 KEIZER, OR 97307 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $180 | $180 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKY, STE 1950 ATLANTA, GA 30339 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $70 | $70 | 0.00% |
| B H INSURANCE LLC3 | PO BOX 270 SALEM, OR 97308 | REGENCE BLUECROSS BLUESHIELD OF OREGON | — | $63 | $63 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BROWN AND BROWN INSURANCE SERVICES, EIN 59-0691921 CONSULTANT | Finders' fees / placement fees; Direct payment from the plan; Consulting fees; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance brokerage commissions and fees; Insurance agents and brokers; Insurance services Service code 15 | — | $647K |
| VIGILANT SERVICES, INC EIN 93-0877675 SUBSIDIARY OF SPONSOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Finders' fees / placement fees; Insurance brokerage commissions and fees; Contract Administrator; Insurance agents and brokers; Consulting (general); Direct payment from the plan; Consulting fees Service code 13 | — | $334K |
| VIMLY BENEFIT SOLUTIONS, INC. EIN 91-1603312 CONTRACT ADMINISTRATOR | Copying and duplicating; Direct payment from the plan; Participant communication; Recordkeeping fees; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing) Service code 10 | — | $258K |
| CSNW BENEFITS, AN ALERA GROUP AGENC EIN 81-4473358 INSURANCE BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $95K |
| BOB HART INSURANCE INC. DBA HART IN EIN 93-0519035 INSURANCE BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $91K |
| MJI INSURANCE / HAGAN HAMILTON INSU EIN 93-1067008 INSURANCE BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $79K |
| KPD INSURANCE, INC. EIN 86-2507515 INSURANCE BROKER | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $74K |
| ASSUREDPARTNERS, LLC EIN 45-2712335 INSURANCE BROKER | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $73K |
| LAPORTE & ASSOCIATES, INC. EIN 93-0775110 INSURANCE BROKER | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $44K |
| HUB INTERNATIONAL NW, LLC EIN 91-2036015 INSURANCE BROKER | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $43K |
| ALLIANT INSURANCE SERVICES, INC. EIN 33-0785439 INSURANCE BROKER | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $36K |
| BROWN AND BROWN INSURANCE EIN 93-0518576 INSURANCE BROKER | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $22K |
| STRATEGY INSURANCE, INC. INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | PO BOX 217 TROUTDALE, OR 97060 | $19K |
| ROGUE BENEFIT PLANNING EIN 81-4526250 INSURANCE BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $18K |
| SCHOEDEL & SCHOEDEL, CPA'S, PLLC EIN 91-0614823 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| ALDRICH BENEFITS, LIMITED PARTNERSH EIN 20-0407135 INSURANCE BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $16K |
| PACIFIC CASCADE ADVISORS DBA GOLSAN EIN 91-1843783 INSURANCE BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $15K |
| PROPEL INSURANCE AGENCY, LLC EIN 91-0830024 INSURANCE BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $14K |
| CASCADE SUMMIT INSURANCE EIN 45-5393247 INSURANCE BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $13K |
| RJS & ASSOCIATES INSURANCE SERVICES EIN 30-0853409 INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $12K |
| BUSINESS INSURANCE NW, LLC EIN 45-3533969 INSURANCE BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $11K |
| JD FULWILER & CO. INSURANCE, INC EIN 93-0983491 INSURANCE BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $10K |
| OAK TREE INSURANCE, INC EIN 83-0884200 INSURANCE BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $8K |
| UPRISE HEALTH (RELIANT BEHAVIORAL H EIN 81-0573161 EAP ADMINISTRATOR | Float revenue; Claims processing; Insurance brokerage commissions and fees; Non-monetary compensation; Contract Administrator; Other services; Direct payment from the plan Service code 12 | — | $7K |
| OLSON INSURANCE GROUP, LLC EIN 46-0894002 INSURANCE BROKER | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,383 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,383 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | REGENCE BLUECROSS BLUESHIELD OF OREGON | 3,563 | $23.4M |
| Dental | DELTA DENTAL OF WASHINGTON | 928 | $350K |
| Vision | VISION SERVICE PLAN | 1,281 | $106K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 39 | $1K |
| Prescription drug | REGENCE BLUECROSS BLUESHIELD OF OREGON | 3,563 | $23.4M |
| Other | LIFEMAP ASSURANCE COMPANY | 39 | $1K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,563 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.