| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: MESIROW INS SERV (ALLIANT EMP BEN) | 353 N. CLARK ST. CHICAGO, IL 60654 | THE UNION LABOR LIFE INSURANCE COMPANY | $9K | — | $9K | 2.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 800 GESSNER ROAD, SUITE 300 HOUSTON, TX 77024 | DEARBORN LIFE INSURANCE COMPANY | $251 | — | $251 | 1.50% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHCARE SERVICE CORPORATION EIN 36-1236610 NONE | Contract Administrator; Claims processing; Other fees Service code 12 | — | $271K |
| BENEFITS MANAGEMENT GROUP, INC EIN 20-0188125 NONE | Other services; Contract Administrator; Claims processing Service code 12 | — | $212K |
| IATSE LOCAL 2 EIN 36-0906745 AFFILIATED UNION | Employee (plan sponsor); Other services; Direct payment from the plan Service code 35 | — | $113K |
| SEI INVESTMENTS EIN 23-1707341 NONE | Investment management; Investment management fees paid indirectly by plan; Investment management fees paid directly by plan Service code 28 | — | $31K |
| FOSTER & FOSTER EIN 59-1921114 NONE | Actuarial Service code 11 | — | $29K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $28K |
| BLUEGRASS HEALTH SOLUTIONS EIN 38-4251369 NONE | Other services Service code 49 | — | $21K |
| JACOBS, BURNS, ORLOVE & HERNANDEZ EIN 36-2425981 NONE | Legal Service code 29 | — | $17K |
| SCRIPT CARE, LTD. EIN 76-0295598 NONE | Other services Service code 49 | — | $12K |
| EMPLOYEE RESOURCE SYSTEMS EIN 36-3867645 NONE | Other services Service code 49 | — | $9K |
| AMALGAMATED BANK OF CHICAGO EIN 36-0721895 NONE | Account maintenance fees; Custodial (securities); Float revenue; Investment management Service code 19 | — | $6K |
| KATHLEEN HECHINGER EIN 36-6565389 TRUSTEE | Trustee (discretionary); Other services; Direct payment from the plan Service code 24 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 474 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 124 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 583 | $17K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 538 | $452K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 583 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.