See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ZENITH AMERICAN SOLUTIONS EIN 52-1590516 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | 502 EARTH CITY EXPRESSWAY SUITE 203 EARTH CITY, MO 63045 | $1.4M |
| METLIFE LEGAL PLANS, INC. EIN 34-1650967 NONE | Legal Service code 29 | — | $333K |
| HMC HEALTHWORKS, INC. NONE | Consulting (general) Service code 16 | 140 INTRACOASTAL POINTE DR, STE 301 JUPITER, FL 33477 | $195K |
| FIRSTMID EIN 37-0404035 NONE | Investment management Service code 28 | PO BOX 499 MATTOON, IL 61938 | $169K |
| MED-CARE MANAGEMENT EIN 88-0429522 NONE | Consulting (general) Service code 16 | 2090 PALM BEACH LAKES BLVD STE 900 WEST PALM BEACH, FL 33409 | $126K |
| DENTAL NETWORK OF AMERICA EIN 36-3339483 NONE | Other fees Service code 99 | 701 E. 22ND STREET, SUITE 300 LOMBARD, IL 60148 | $58K |
| J W TERRILL EIN 43-1526995 NONE | Consulting (general) Service code 16 | 825 MARYVILLE CENTRE DRIVE CHESTERFIELD, MO 63017 | $46K |
| CAVANAGH AND OHARA EIN 37-1259635 NONE | Legal Service code 29 | 407 EAST ADAMS ST SPRINGFIELD, IL 62705 | $39K |
| H & H HEALTH ASSOCIATES, INC. NONE | Consulting (general) Service code 16 | 3660 S. GEYER RD SUITE 100 ST LOUIS, MO 63127 | $22K |
| MICHAEL CUMMINS CPA PC EIN 43-1555780 NONE | Accounting (including auditing) Service code 10 | — | $12K |
| UNITED ACTUARIAL SERIVICES INC EIN 35-2156428 NONE | Actuarial Service code 11 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,778 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 27 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,805 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 4,802 | $78.0M |
| Vision | VISION SERVICE PLAN | 4,757 | $823K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,797 | $287K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 4,831 | $2.7M |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 4,797 | $287K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,831 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.