| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $462K | — | $462K | 0.90% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO | PO BOX 70 WEST POINT, GA 31833 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $54 | — | $54 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER & CO; JACK WILSON | PO BOX 70 WEST POINT, GA 31833 | DELTA DENTAL OF KENTUCKY | $20K | — | $20K | 1.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 300 W 10TH STREET WEST POINT, GA 31833 | PRUDENTIAL | $165K | — | $165K | 10.43% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 360 E VINE STREET, STE 200 LEXINGTON, KY 40507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $122K | — | $122K | 24.55% |
| ASSUREDPARTNERS3 Filed as: LAWRENCE T FUGATE; ASSURED PARTNERS | 2443 SIR BARTON WAY, STE 400 LEXINGTON, KY 40509 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15K | — | $15K | 2.98% |
| LAWRENCE TODD FUGATE3 Filed as: LAWRENCE T FUGATE | 2352 HARTLAND PARKSIDE DR LEXINGTON, KY 40515 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 1.81% |
| JESSICA SWICK Filed as: JESSICA M SWICK | 2148 LARKSPUR DR, APT 23C LEXINGTON, KY 40504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.54% |
| PAMELA ROWSEY LARSON3 Filed as: PAMELA R LARSON | 801 LAUDERDALE DRIVE LEXINGTON, KY 40515 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.51% |
| DALE I DAVIS3 | 333 E SHORT STREET, STE 130 LEXINGTON, KY 40507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.25% |
| CARSEN OSTROWSKI | 100 CLAY AVE GEORGETOWN, KY 40324 | CONTINENTAL AMERICAN INSURANCE COMPANY | $889 | — | $889 | 0.18% |
| KARI MULLINS3 | 1003 CLAIBORNE WAY LEXINGTON, KY 40517 | CONTINENTAL AMERICAN INSURANCE COMPANY | $888 | — | $888 | 0.18% |
| MARY CARMELA BERARDI3 Filed as: MARY C BERARDI | 3617 BEATEN PATH LEXINGTON, KY 40509 | CONTINENTAL AMERICAN INSURANCE COMPANY | — | $531 | $531 | 0.11% |
| LAURA BETH KELLER3 Filed as: LAURA B KELLER | 2220 EXECUTIVE DRIVE, STE 204 LEXINGTON, KY 40505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $355 | — | $355 | 0.07% |
| MARK C LAMAR3 | 1006 APPLE BLOSSOM DRIVE FLORENCE, KY 41042 | CONTINENTAL AMERICAN INSURANCE COMPANY | $199 | — | $199 | 0.04% |
| HEATHER L MAMMEN | 468 BOB O LINK DRIVE LEXINGTON, KY 40503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $190 | — | $190 | 0.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $2K | — | $2K | 1.27% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 7225 NORTHLAND DRIVE MINNEAPOLIS, MN 55428 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | — | — | $0 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | — | $2K | $2K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | — | $8 | $8 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM HEALTH PLANS OF KY EIN 61-1237516 | Float revenue; Insurance agents and brokers; Contract Administrator; Other commissions; Claims processing; Insurance brokerage commissions and fees; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $140K |
| PRUDENTIAL INSURANCE COMPANY OF AME EIN 22-1211670 | Other fees Service code 99 | — | $111K |
| COMPSYCH EIN 35-3739783 | Contract Administrator Service code 13 | — | $33K |
| MARSH & MCLENNAN AGENCY, LLC EIN 26-3237576 | Insurance brokerage commissions and fees; Insurance agents and brokers; Other commissions Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,976 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,976 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 2,598 | $51.2M |
| Dental | DELTA DENTAL OF KENTUCKY | 7,934 | $1.6M |
| Vision(3 contracts) | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 42 | $147K |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL | 2,905 | $2.1M |
| Short-term disability(2 contracts, 2 carriers) | PRUDENTIAL | 2,905 | $2.1M |
| Long-term disability | PRUDENTIAL | 2,905 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,934 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.