| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | AETNA LIFE INSURANCE CO. | $0 | $5K | $5K | 0.26% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES NY LLC | 340 MADISON AVE 21ST FLOOR NEW YORK, NY 10173 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $32 | $32 | 0.02% |
| EILEEN SANCHEZ MEDINA3 | 6100 SW 44TH TER MIAMI, FL 33155 | AFLAC | $356 | $7 | $363 | 5.02% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $201 | $7 | $208 | 2.88% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $62 | $0 | $62 | 0.86% |
| JOAN NITZBURG3 Filed as: JOAN CAROL NITZBURG | 13220 NW 11TH DR SUNRISE, FL 33323 | AFLAC | $42 | $0 | $42 | 0.58% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 1001 BRICKELL BAY DR MIAMI, FL 33131 | AFLAC | $26 | $0 | $26 | 0.36% |
| SHERILL ASHLEY HERNANDEZ3 | 6750 N ANDREWS AVE STE 200 FORT LAUDERDALE, FL 33309 | AFLAC | $22 | $0 | $22 | 0.30% |
| INGRID MARISA FARRELL3 | 5805 SW 96TH ST PINECREST, FL 33156 | AFLAC | $18 | $3 | $21 | 0.29% |
| TALLON AND ASSOCIATES INC3 | PO BOX 30668 PALM BEACH GARDENS, FL 33420 | AFLAC | $11 | $0 | $11 | 0.15% |
| GABRIELA E DEPILLIS3 | 8000 WEST DR APT 605 NORTH BAY VILLAGE, FL 33141 | AFLAC | $10 | $0 | $10 | 0.14% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $9 | $0 | $9 | 0.12% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $8 | $0 | $8 | 0.11% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $5 | $0 | $5 | 0.07% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $3 | $0 | $3 | 0.04% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $2 | $0 | $2 | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $2 | $0 | $2 | 0.03% |
| JAVIER L ORTIZ3 | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $1 | $0 | $1 | 0.01% |
| DEBORAH L JONGES3 | PO BOX 5432 BELLA VISTA, AZ 72714 | AFLAC | $1 | $0 | $1 | 0.01% |
| JUAN C FERLINI3 | 2984 SUNSET SMT NEW BRAUNFELS, TX 78130 | AFLAC | $1 | $0 | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 271 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 432 | $1.9M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 683 | $160K |
| Vision | EYEMED VISION CARE | 447 | $12K |
| Life insurance | STANDARD INSURANCE COMPANY | 202 | $252K |
| Short-term disability | STANDARD INSURANCE COMPANY | 202 | $252K |
| Long-term disability | STANDARD INSURANCE COMPANY | 202 | $252K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 202 | $259K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 683 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.