| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILMINGTON, INC. | 300 FIRST AVENUE SOUTH ST. PETERSBURG, FL 33701 | AETNA LIFE INSURANCE COMPANY | $82K | $413K | $495K | 4.11% |
| LOCKTON COMPANIES, LLC3 | PO BOX 741738 ATLANTA, GA 30374 | AETNA LIFE INSURANCE COMPANY | $5K | $38K | $43K | 0.36% |
| LOCKTON COMPANIES, LLC3 | 444 WEST 47TH STREET, SUITE 900 KANSAS CITY, MO 64112 | AETNA LIFE INSURANCE COMPANY | $2K | $0 | $2K | 0.02% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILMINGTON, INC. | 300 1ST AVENUE SOUTH, SUITE 500 ST. PETERSBURG, FL 33701 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $53K | $0 | $53K | 13.75% |
| LOCKTON COMPANIES, LLC3 | DEPARTMENT LA 23940 PASADENA, CA 91185 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 1.25% |
| WALLACE WELCH & WILLINGHAM INC3 Filed as: WALLACE WELCH & WILMINGTON, INC. | PO BOX 33020 ST. PETERSBURG, FL 33733 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $9K | $0 | $9K | 11.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,300 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,308 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 1,872 | $12.0M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1,872 | $12.0M |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 1,302 | $76K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,300 | $385K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,300 | $385K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,300 | $385K |
| Other(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 1,872 | $12.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,872 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.