| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 5850 GRANITE PARKWAY SUITE 350 PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $4K | $31K | 8.69% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $317 | $13K | 3.62% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.68% |
| TBX EMPLOYEE BENEFITS LLC3 | 1201 ELM ST STE 4250 DALLAS, TX 752702102 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | $947 | $17K | 34.73% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 5850 GRANITE PARKWAY SUITE 350 PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $299 | $7K | 14.67% |
| TBX EMPLOYEE BENEFITS LLC3 | 1201 ELM ST STE 4250 DALLAS, TX 752702101 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $642 | $9K | 40.55% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 5850 GRANITE PARKWAY SUITE 350 PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $217 | $4K | 17.13% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 5850 GRANITE PARKWAY SUITE 350 PLANO, TX 75024 | HYATT LEGAL PLANS, INC. | $926 | — | $926 | 5.70% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP, INC D/B/A HAYS COMP | 80 S 8TH ST STE 700 MINNEAPOLIS, MN 55402 | HYATT LEGAL PLANS, INC. | $0 | $151 | $151 | 0.93% |
| TBX EMPLOYEE BENEFITS LLC3 | 1201 ELM ST STE 4250 STE 10 DALLAS, TX 752702102 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $417 | $4K | 35.82% |
| HAYS COMPANIES, INC.3 Filed as: THE HAYS GROUP INC | 5850 GRANITE PARKWAY, SUITE 350 PLANO, TX 75024 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $157 | $2K | 15.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 316 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 318 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 137 | $83K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 468 | $355K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 468 | $355K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 468 | $355K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 468 | $355K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 468 | $355K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 468 | $372K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 468 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.