| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JEANA HUTCHINGS3 | 136 E SOUTH TEMPLE STE 2300 SALT LAKE CITY, UT 84111 | MOTIVEHEALTH INSURANCE CO | $8K | $0 | $8K | 0.98% |
| MORETON & COMPANY3 Filed as: FRED A MORETON AND COMPANY | PO BOX 58139 SALT LAKE CITY, UT 84158 | AMERITAS LIFE INSURANCE CORPORATION | $6K | $245 | $6K | 7.67% |
| DIVERSIFIED INSURANCE GROUP3 | 136 E SOUTH TEMPLE STE 2300 SALT LAKE CITY, UT 84111 | AMERITAS LIFE INSURANCE CORPORATION | $2K | $0 | $2K | 2.64% |
| MORETON & COMPANY3 Filed as: MORETON AND COMPANY | PO BOX 58139 SALT LAKE CITY, UT 84158 | AMERICAN UNITED LIFE INSURANCE COMPANY | $5K | $0 | $5K | 9.22% |
| DIVERSIFIED INSURANCE GROUP3 | 136 E SOUTH TEMPLE STE 2300 SALT LAKE CITY, UT 84111 | AMERICAN UNITED LIFE INSURANCE COMPANY | $2K | $0 | $2K | 4.38% |
| KAREN HARMER3 | 2581 E GOLDEN EYE DR. SANDY, UT 84093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $233 | $0 | $233 | 1.60% |
| MAURICIO R PLATT3 | 11839 STEPHENVILLE DRIVE FRISCO, TX 75035 | CONTINENTAL AMERICAN INSURANCE COMPANY | $183 | $0 | $183 | 1.26% |
| KAREN HARMER3 | PO BOX 829 SANDY, UT 84091 | CONTINENTAL AMERICAN INSURANCE COMPANY | $95 | $0 | $95 | 0.65% |
| MARC MICKELSEN3 | 1324 S 1900 E SALT LAKE CITY, UT 84108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $93 | $0 | $93 | 0.64% |
| PAMELA BAKALY3 | 1041 14TH ST HERMOSA BEACH, CA 90254 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | $0 | $69 | 0.47% |
| JERRY HOKE3 | 517 E 3270 LEHI, UT 84043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | $0 | $40 | 0.27% |
| DAMON STREETMAN3 | 5894 WILDFLOWER CT HIGHLAND, UT 84003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $34 | $0 | $34 | 0.23% |
| TIM CRAIG3 | 11829 S PINNACLE ACRE CT RIVERTON, UT 84065 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 0.23% |
| CLINT WEIGHT3 | 745 S 180 WEST SALEM, UT 84653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | $0 | $25 | 0.17% |
| J MERRITT MCDOLE3 | 12120 SW FOOTHILL DR PORTLAND, OR 97225 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | $0 | $25 | 0.17% |
| NEENA W BEVERLY3 Filed as: NEENA BEVERLY | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | $0 | $18 | 0.12% |
| BARRY BEVERLY3 | 1888 E 6400 S HOLLADAY, UT 84121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.04% |
| MIKE LUNDQUIST3 | 8889 S SIVERST ONE WAY SANDY, UT 84093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.04% |
| LYNN MARIE BARRY3 Filed as: LYNN BARNSON | 2961 W MAPLE LOOP RD STE 230 LEHI, UT 84043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.02% |
| BRENT W THOMPSON3 Filed as: BRENT THOMPSON | 435 E 1070 S OREM, UT 84097 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 193 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 193 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE CORPORATION | 193 | $80K |
| Vision | AMERITAS LIFE INSURANCE CORPORATION | 193 | $80K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 91 | $52K |
| Prescription drug | MOTIVEHEALTH INSURANCE CO | 435 | $816K |
| Stop-loss / reinsurancereinsurance | MOTIVEHEALTH INSURANCE CO | 435 | $816K |
| Other | AMERICAN UNITED LIFE INSURANCE COMPANY | 91 | $52K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 435 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.