| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 405 E SAINT PETER ST NEW IBERIA, LA 705603572 | HEALTH OPTIONS, INC. | $32K | — | $32K | 5.71% |
| REGIONS INSURANCE INC3 Filed as: REGIONS INSURANCE, INC | 150 2ND AVE N STE 520 ST PETERSBURG, FL 33701 | HEALTH OPTIONS, INC. | $7K | — | $7K | 1.29% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | LOCKBOX - MCGRIFF INS SVCS BOX 896620 CHARLOTTE, NC 28289 | HARTFORD LIFE AND ACCIDENT | $12K | — | $12K | 15.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 3318 FRIENDLY AVENUE STE 400 GREENSBORO, NC 27410 | HARTFORD LIFE AND ACCIDENT | — | $966 | $966 | 1.20% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INS SERVICES INC-GREENSBORO | STE 400 3318 WEST FRIENDLY AVE GREENSBORO, NC 27410 | STARMOUNT LIFE INSURANCE COMPANY | $10K | — | $10K | 14.36% |
| RUBY ROBB3 | 3216 THACKERY WAY PLANT CITY, FL 33566 | AFLAC | $1K | $92 | $1K | — |
| ELEANOR M BREZNAY3 | 919 KEITH LN AUBURNDALE, FL 33823 | AFLAC | $346 | $22 | $368 | — |
| MICHELLE K WILLEY3 | 122 E MAIN ST 185 LAKELAND, FL 33801 | AFLAC | $126 | $19 | $145 | — |
| SARAH E WILLETT3 | PO BOX 1127 EAGLE LAKE, FL 33839 | AFLAC | $80 | — | $80 | — |
| TRACEY H BOURDON3 | 4866 MANDOLIN CT WINTER HAVEN, FL 33884 | AFLAC | $77 | — | $77 | — |
| JESSICA W MCKENZIE3 | 654 DOYLE ST WESTMINSTER, SC 29693 | AFLAC | $63 | — | $63 | — |
| TERESA M CAMPBELL3 | 210 WT WYATT RD EASLEY, SC 29642 | AFLAC | $45 | — | $45 | — |
| JMG BUSINESS PARTNERS LLC3 | 3001 VIA PARMA ST PLANT CITY, FL 33566 | AFLAC | $43 | — | $43 | — |
| MARK A LINSNER3 | 10375 CENTURION PKWY STE 100 JACKSONVILLE, FL 32256 | AFLAC | $33 | — | $33 | — |
| JL & ASSOCIATES INC3 | 134 W SOUTH BOUNDARY ST STE A PERRYSBURG, OH 43551 | AFLAC | $24 | — | $24 | — |
| DONALD P KREDENSOR3 | 1112 RIVER WALK DR SIMPSONVILLE, SC 29681 | AFLAC | $23 | — | $23 | — |
| ROBERT THOMAS MONK3 | 14443 86TH AVE SEMINOLE, FL 33776 | AFLAC | $17 | — | $17 | — |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $12 | — | $12 | — |
| VICTORRIO PAUL ZANIOL INC3 | 7511 BURLINGTON AVE N ST PETERSBURG, FL 33710 | AFLAC | $10 | — | $10 | — |
| SUSAN C BRIMHALL3 | PO BOX 13877 MEXICO BEACH, FL 33410 | AFLAC | $8 | — | $8 | — |
| GARY L RICKETTS INC3 | PO BOX 576 SEFFNER, FL 33583 | AFLAC | $8 | — | $8 | — |
| HEARTLAND BENEFITS INC3 | 3214 US HIGHWAY 27 S SEBRING, FL 33870 | AFLAC | $5 | — | $5 | — |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS | 11032 58TH STREET CIR E PARRISH, FL 34219 | AFLAC | $5 | — | $5 | — |
| GRAVES INC3 | 5659 W HOLIDAY ST HOMOSASSA, FL 34446 | AFLAC | $4 | — | $4 | — |
| JOSEPH BAILEY DUCKETT3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | AFLAC | $4 | — | $4 | — |
| J W GRIMES INC3 Filed as: JW GRIMES INC | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | — |
| BARTLEIN AND ASSOC INC3 | 22465 PANTHER LOOP BRADENTON, FL 34202 | AFLAC | $3 | — | $3 | — |
| GROUP PLANS INC3 | PO BOX 5164 LAKELAND, FL 33807 | AFLAC | $3 | — | $3 | — |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $3 | — | $3 | — |
| FRANCIS V CRUZ3 | 150 MAPLE DR WEXFORD, PA 15090 | AFLAC | $3 | — | $3 | — |
| DAYTON LLC3 | 5445 DTC PKWY STE 1036 GREENWOOD VILLAGE, CO 80111 | AFLAC | $3 | — | $3 | — |
| GARY W JOHNSON3 | 802 LITTLE CREEK RD ANDERSON, SC 29621 | AFLAC | $3 | — | $3 | — |
| HORACE R WEAVER III3 | 106 FOUNTAIN DR SLIDELL, LA 70458 | AFLAC | $2 | — | $2 | — |
| POPPELL INSURANCE, INC.3 Filed as: POPPELL INS INC | 503 W DR MARTIN LUTHER KING JR BLVD PLANT CITY, FL 33563 | AFLAC | $2 | — | $2 | — |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $1 | — | $1 | — |
| JEFFREY GLENN YARISH3 | 16122 ARMISTEAD LN ODESSA, FL 33556 | AFLAC | $1 | — | $1 | — |
| SUSAN C BRIMHALL3 | PO BOX 13877 MEXICO BEACH, FL 32410 | AFLAC | $1 | — | $1 | — |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $0 | — | $0 | — |
| JENNIFER B MOREHEAD3 | 13412 WHITBY RD HUDSON, FL 34667 | AFLAC | $0 | — | $0 | — |
| KIMBERLY DIAN CROCKETT3 | 505 LEE ROAD 214 PHENIX CITY, AL 36870 | AFLAC | $0 | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 155 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 155 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AFLAC | 15 | $0 |
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 134 | $70K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 134 | $70K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 155 | $81K |
| Short-term disability | AFLAC | 15 | $0 |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 155 | $81K |
| Prescription drug | HEALTH OPTIONS, INC. | 75 | $559K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 155 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 155 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.