| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. D/B/A | AON CONSULTING OF NEW JERSEY 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $79 | $79 | 0.00% |
| W M ROCHE & ASSOCIATES, INC3 | 1460 RENAISSANCE DR STE 203 PARK RIDGE, IL 600681347 | METROPOLITAN LIFE INSURANCE COMPANY | $60K | — | $60K | 2.51% |
| W M ROCHE & ASSOCIATES, INC3 | 1460 RENAISSANCE DR STE 203 PARK RIDGE, IL 600681347 | METROPOLITAN LIFE INSURANCE COMPANY | $46K | — | $46K | 2.56% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $185K | — | $185K | 20.12% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | P.O. BOX 905494 CHARLOTTE, NC 282905494 | METROPOLITAN LIFE INSURANCE COMPANY | — | $79 | $79 | 0.01% |
| W M ROCHE & ASSOCIATES, INC3 Filed as: W M ROCHE & ASSOCIATES, INC. | 1460 RENAISSANCE DRIVE, STE 203 PARK RIDGE, IL 60068 | FEDERAL INSURANCE COMPANY | $16K | — | $16K | 15.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 60673 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 6.78% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | PROVIDENT LIFE AND CASUALTY INSURANCE COMPANY | $1K | — | $1K | 6.62% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $671 | — | $671 | 11.25% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $97 | — | $97 | 7.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 238 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 3,368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | HMO ILLINOIS | 334 | $3.3M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF ILLINOIS | 2,484 | $2.5M |
| Vision(5 contracts, 4 carriers) | HMO ILLINOIS | 1,820 | $3.3M |
| Life insurance(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,911 | $5.7M |
| Short-term disability(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,435 | $604K |
| Long-term disability(6 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,184 | $6.9M |
| Prescription drug(5 contracts, 4 carriers) | HMO ILLINOIS | 334 | $3.3M |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 2,576 | $2.1M |
| Other(9 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 3,911 | $3.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,911 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.