| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2205 LAKESIDE DRIVE BANNOCKBURN, IL 60015 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $33K | — | $33K | 3.61% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.08% |
| EBCG LLC3 | 2205 LAKEDIDE DRIVE BANNOCKBURN, IL 60015 | PRINCIPAL LIFE INSURANCE COMPANY | $756 | — | $756 | 1.50% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 16.99% |
| EBCG LLC3 | 2205 LAKESIDE DRIVE BANNOCKBURN, IL 60015 | PRINCIPAL LIFE INSURANCE COMPANY | $797 | — | $797 | 5.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | PRINCIPAL LIFE INSURANCE COMPANY | $584 | — | $584 | 5.77% |
| EBCG LLC3 | 2205 LAKESIDE DRIVE BANNOCKBURN, IL 60015 | PRINCIPAL LIFE INSURANCE COMPANY | $250 | — | $250 | 2.47% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | PRINCIPAL LIFE INSURANCE COMPANY | $446 | — | $446 | 6.75% |
| EBCG LLC3 | 2205 LAKESIDE DRIVE BANNOCKBURN, IL 60015 | PRINCIPAL LIFE INSURANCE COMPANY | $169 | — | $169 | 2.56% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | PRINCIPAL LIFE INSURANCE COMPANY | $461 | — | $461 | 15.60% |
| EBCG LLC3 | 2205 LAKESIDE DRIVE BANNOCKBURN, IL 60015 | PRINCIPAL LIFE INSURANCE COMPANY | $189 | — | $189 | 6.39% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 701 B STREET FLOOR 6 SAN DIEGO, CA 92101 | PRINCIPAL LIFE INSURANCE COMPANY | $381 | — | $381 | 15.80% |
| EBCG LLC3 | 2205 LAKESIDE DRIVE BANNOCKBURN, IL 60015 | PRINCIPAL LIFE INSURANCE COMPANY | $146 | — | $146 | 6.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF COLORADO | 104 | $902K |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 67 | $50K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 59 | $7K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 130 | $10K |
| Other(3 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 26 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 130 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.