See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 11 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WH ADMINISTRATORS INC EIN 46-3116152 ADMINISTRATIVE AGREEMENT | Named fiduciary; Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator Service code 13 | 2 BETHESDA METRO CTR 4TH FL BETHESDA, MD 208146319 | $893K |
| MEDICAL BENEDFITS ADMINISTRATORS EIN 31-1249371 CONTRACT | Claims processing Service code 12 | 1975 TAMARACK RD PO BOX 1009 NEWARK, OH 430581009 | $48K |
| CUSTOM DESIGN BENEFITS EIN 81-0798821 CONTRACT | Claims processing Service code 12 | 5589 CHEVIOT RD CINCINNATI, OH 45247 | $46K |
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 ADMINISTRATIVE AGREEMENT | Non-monetary compensation; Claims processing; Direct payment from the plan; Participant communication; Named fiduciary; Contract Administrator; Float revenue; Other services Service code 12 | PO BOX 644546 PITTSBURGH, PA 152644546 | $19K |
| GLOBAL CARE (ZELLIS) EIN 31-1407689 CONTRACT | Other fees Service code 99 | 6875 SHILOH ROAD EAST ALPHARETTA, GA 30005 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 359 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 360 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 748 | $54K |
| Life insurance(4 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,092 | $999K |
| Short-term disability(3 contracts, 3 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,092 | $912K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 521 | $85K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 1,092 | $960K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,092 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.