| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC - TAMPA | 806 TYVOLA RD STE 108 CHARLOTTE, NC 282173538 | HUMANA HEALTH PLAN, INC | $41K | — | $41K | 3.92% |
| RISK CONSULTING PARTNERS LLC3 | 8112 MARYLAND AVE STE 400 CLAYTON, MO 631053700 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.20% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC - TAMPA | 806 TYVOLA RD STE 108 CHARLOTTE, NC 282173538 | HUMANA INSURANCE COMPANY | $9K | — | $9K | 2.59% |
| RISK CONSULTING PARTNERS LLC3 | 8112 MARYLAND AVE STE 400 CLAYTON, MO 631053700 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 0.41% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC - TAMPA | 806 TYVOLA RD STE 108 CHARLOTTE, NC 282173538 | HUMANADENTAL INSURANCE COMPANY | $7K | — | $7K | 8.35% |
| RISK CONSULTING PARTNERS LLC3 | 8112 MARYLAND AVE STE 400 CLAYTON, MO 631053700 | HUMANADENTAL INSURANCE COMPANY | $1K | — | $1K | 1.69% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 13.63% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $7K | — | $7K | 13.72% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 60673 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 13.74% |
| AON CONSULTING INC3 Filed as: AON HEWITT - CHICAGO, IL | 29840 NETWORK PLACE CHICAGO, IL 60673 | EYEMED VISION CARE | $345 | — | $345 | 3.32% |
| AON CONSULTING INC3 Filed as: AON HEWITT - CHICAGO, IL | 75 REMITTANCE DRIVE #1446 CHICAGO, IL 60675 | EYEMED VISION CARE | $171 | — | $171 | 1.65% |
| RISK CONSULTING PARTNERS LLC3 Filed as: RISK CONSULTING PARTNERS | 8112 MARYLAND AVE CLAYTON, MO 63105 | EYEMED VISION CARE | $86 | — | $86 | 0.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 177 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 179 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC | 76 | $1.3M |
| Dental | HUMANADENTAL INSURANCE COMPANY | 139 | $87K |
| Vision | EYEMED VISION CARE | 180 | $10K |
| Life insurance | STANDARD INSURANCE COMPANY | 180 | $49K |
| Short-term disability | STANDARD INSURANCE COMPANY | 166 | $67K |
| Long-term disability | STANDARD INSURANCE COMPANY | 157 | $35K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 180 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.