| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS INC | 233 SOUTH WACKER #2000 CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | $53K | — | $53K | 0.98% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS INC | 233 SOUTH WACKER DRIVE #2000 CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | $29K | — | $29K | 4.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS, INC. | SCOTT MEYER 233 S. WACKER DRIVE, STE 2000 CHICAGO, IL 60606 | HYATT LEGAL PLANS | $33K | $6K | $39K | 11.74% |
| THE PLEXUS GROUPE LLC3 Filed as: PLEXUS GROUPE LLC THE | 21805 W FIELD PKWY STE 300 DEER PARK, IL 600103231 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 4.95% |
| EUCLID MANAGERS3 | 234 SPRING LAKE DR ITASCA, IL 601433202 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 2.19% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 22,570 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 262 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 643 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 23,475 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 645 | $2.6M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 16,386 | $5.4M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 16,386 | $5.4M |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN, INC. | 645 | $2.4M |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 22,570 | $6.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,570 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.