See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 12 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 24 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LINCOLN ASSURANCE CO OF BOSTON EIN 04-6076039 CONTRACT ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | — | $151K |
| LIBERTY LIFE ASSURANCE CO OF BOSTON EIN 04-6076039 CONTRACT ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | — | $50K |
| RXBENEFITS, INC. EIN 63-1157085 CLAIMS PROCESSING | Claims processing Service code 12 | — | $15K |
| CENTRO BENEFITS RESEACH LLC BROKER | Other commissions; Insurance agents and brokers Service code 22 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | $4K |
| METROPOLITAN LIFE INSURANCE COMPANY EIN 13-5581829 SERVICE PROVIDER | Claims processing; Contract Administrator Service code 12 | — | $2K |
| HUB INTERNATIONAL MIDWEST LTD BROKER | Other commissions; Insurance agents and brokers Service code 22 | 55 E JACKSON 12TH FLOOR CHICAGO, IL 60604 | $736 |
| RED GATE GROUP LLC BROKER | Insurance agents and brokers; Other commissions Service code 22 | 2 CENTRAL AVE STE 2E MADISON, NJ 07940 | $702 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,339 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 70 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,409 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 6,193 | $20.2M |
| Dental(4 contracts, 4 carriers) | SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | 3,441 | $0 |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 3,441 | $0 |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,574 | $841K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,574 | $597K |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,321 | $2.4M |
| Other(3 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 4,479 | $494K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.