| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | PO BOX 66119 VIRGINIA BEACH, VA 23466 | CIGNA HEALTH AND LIFE INSURANCE | $367K | — | $367K | 1.77% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 10 S RIVERSIDE PLZ STE 1100 CHICAGO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | — | $47K | $47K | 2.86% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 21250 HAWTHORNE BLVD. STE 600 TORRANCE, CA 90503 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $41 | $21K | 1.26% |
| USI INSURANCE SERVICES LLC3 | P.O. BOX 66119 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | $21K | $41 | $21K | 1.25% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE NATIONAL INC. | 1018 W 9TH AVE STE 100 KING OF PRUSSIA, PA 19406 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10K | $10K | 0.63% |
| USI INSURANCE SERVICES LLC3 | P.O. BOX 61007 VIRGINIA BEACH, VA 23466 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10K | $10K | 0.62% |
| USI INSURANCE SERVICES LLC3 | P.O. BOX 66119 VIRGINIA BEACH, VA 23466 | KAISER FOUNDATION HEALTH PLAN INC | $21K | — | $21K | 1.60% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BLVD. STE 600 TORRANCE, CA 90503 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $27K | $16K | $43K | 3.93% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BLVD. STE 600 TORRANCE, CA 90503 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $20K | $12K | $32K | 3.93% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BLVD. STE 600 TORRANCE, CA 90503 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $11K | $6K | $18K | 3.94% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | P.O. BOX 39000 SAN FRANCISCO, CA 94139 | VISION SERVICE PLAN | $6K | — | $6K | 2.26% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BLVD. STE 600 TORRANCE, CA 90503 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $2K | $8K | 5.00% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 10 S RIVERSIDE PLZ STE 1100 CHICAGO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.85% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | DEPT 133667 SAN FRANCISCO, CA 94139 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 2.34% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 10 S RIVERSIDE PLZ STE 1100 CHICAGO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.85% |
| AON CONSULTING INC3 Filed as: BSWIFT LLC | 10 S RIVERSIDE PLZ STE 1100 CHICAGO, IL 60606 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 2.85% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BLVD. SUITE 600 TORRANCE, CA 90503 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 15.00% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BLVD. STE 600 TORRANCE, CA 90503 | CIGNA LIFE INSURANCE COMPANY OF NEW YORK | — | $66 | $66 | 1.46% |
| USI INSURANCE SERVICES LLC3 | 21250 HAWTHORNE BLVD. STE 600 TORRANCE, CA 90503 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $60 | $60 | 1.61% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,020 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 8 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,028 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | CIGNA HEALTH AND LIFE INSURANCE | 1,620 | $22.4M |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,728 | $1.7M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 1,787 | $317K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,020 | $810K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,020 | $1.1M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,020 | $449K |
| Prescription drug(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE | 1,620 | $22.1M |
| Other(8 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 2,020 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,020 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.