| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PKWY, STE 300 DEER PARK, IL 60010 | BLUECROSS BLUESHIELD OF ILLINOIS | $0 | $21K | $21K | 0.12% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 W GOLF RD ROLLING MEADOWS, IL 60008 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $48K | — | $48K | 3.22% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY, SUITE 300 DEER PARK, IL 60010 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $33K | — | $33K | 2.20% |
| BRIAN C LOMAS3 | 2 PIERCE PLACE ITASCA, IL 60143 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 0.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2 PIERCE PL, FL 14 ITASCA, IL 601431203 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $7K | $7K | 0.56% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 W FIELD PKWY, UNIT 300 DEER PARK, IL 600103231 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $3K | $3K | 0.26% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF RD, STE 1000 ROLLING MEADOWS, IL 600084036 | VISION SERVICE PLAN | $14K | — | $14K | 5.11% |
| THE PLEXUS GROUPE LLC3 | 21805 W FIELD PKWY, STE 300 DEER PARK, IL 600103231 | VISION SERVICE PLAN | $11K | — | $11K | 4.04% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PKWY, STE 300 DEER PARK, IL 60010 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 6.87% |
| CUSTOM BENEFIT PROGRAMS INC3 | 897 12TH STREET HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $957 | $418 | $1K | 2.00% |
| MARK J PRUDHOMME3 | 3071 HONEY TREE DR GERMANTOWN, TN 38138 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $262 | — | $262 | 0.38% |
| WALTER R FAWCETT III3 | 21805 FIELD PKWY, STE 300 DEER PARK, IL 60010 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $156 | — | $156 | 0.23% |
| LOUIS R FAIOLA3 Filed as: LOUIS J PANTALONE | CUSTON BENEFITS PROGRAMS INC PO BOX 1116 HAMMONTON, NJ 08037 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $116 | — | $116 | 0.17% |
| JOHN R JOHN3 | 948 REDDOCH CV MEMPHIS, TN 38119 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $56 | — | $56 | 0.08% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PKWY, STE 300 DEER PARK, IL 60010 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $13K | $9 | $13K | 22.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,272 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 35 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 8 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,315 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 4,285 | $18.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 4,283 | $1.2M |
| Vision | VISION SERVICE PLAN | 932 | $266K |
| Life insurance(2 contracts, 2 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 2,659 | $1.6M |
| Long-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 2,659 | $1.5M |
| Other(3 contracts, 3 carriers) | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 2,659 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,285 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.