| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS SOLUTIONS GROUP LLC3 | 2400 S. WOLF ROAD SUITE 100 WESTCHESTER, IL 60154 | HUMANA INSURANCE COMPANY | $103K | $5K | $108K | 3.09% |
| BENEFIT SOLUTIONS INC3 Filed as: BENEFIT SOLUTIONS GROUP LLC | 2400 S. WOLF ROAD SUITE 100 WESTCHESTER, IL 60154 | HUMANA HEALTH PLAN, INC. | $62K | $4K | $67K | 2.35% |
| BENEFITS SOLUTIONS GROUP LLC3 | 2400 WOLF ROAD SUITE 100 WESTCHESTER, IL 60154 | HUMANA DENTAL INSURANCE COMPANY | $23K | — | $23K | 1.99% |
| BENEFITS SOLUTIONS GROUP LLC3 | 2400 S WOLF ROAD SUITE 100 WESTCHESTER, IL 60154 | HUMANA INSURANCE COMPANY | $25K | $732 | $26K | 3.05% |
| BENEFITS SOLUTIONS GROUP LLC3 | 2400 S. WOLF ROAD SUITE 100 WESTCHESTER, IL 60154 | COMPBENEFITS INSURANCE COMPANY | $4K | — | $4K | 2.75% |
| BENEFITS SOLUTIONS GROUP LLC3 | 2400 WOLF ROAD SUITE 100 WESTCHESTER, IL 60154 | KANAWHA INSURANCE COMPANY | $7K | — | $7K | 5.81% |
| BENEFITS SOLUTIONS GROUP LLC3 | 2400 WOLF ROAD SUITE 100 WESTCHESTER, IL 60154 | COMPBENEFITS DENTAL, INC. | $2K | — | $2K | 1.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,481 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,481 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 377 | $8.9M |
| Dental(2 contracts, 2 carriers) | HUMANA DENTAL INSURANCE COMPANY | 1,481 | $1.2M |
| Vision | COMPBENEFITS INSURANCE COMPANY | 1,370 | $142K |
| Life insurance | KANAWHA INSURANCE COMPANY | 7 | $120K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,481 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.