| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N CLARK CHICAGO, IL 60654 | HCSC | $67K | $3K | $70K | 3.98% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N CLARK ST CHICAGO, IL 60654 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $2K | $12K | 17.16% |
| ETHAN GREER4 | 2055 N MOUNT JULIET RD STE 201 MT JULIET, TN 37122 | AFLAC | $5K | — | $5K | 15.83% |
| THW INSURANCE SERVICES LLC4 | 321 W MAIN ST LEBANON, TN 37087 | AFLAC | $3K | — | $3K | 9.07% |
| TIMOTHY CHAPPELL4 | 522 ROCK SPRINGS RD WATERTOWN, TN 37184 | AFLAC | $2K | — | $2K | 5.65% |
| KELSEY EVERT4 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $1K | — | $1K | 3.77% |
| CHRISTOPHER HAGER4 Filed as: CHRISTOPHER WHEELER | 110 LAKE WOOD RD LEBANON, TN 37087 | AFLAC | $279 | — | $279 | 0.81% |
| KEN KRAVITZ4 | 8841 S 84TH CT HICKORY HILLS, IL 60457 | AFLAC | $133 | — | $133 | 0.39% |
| TODD DEVOSS4 | 321 N CLARK ST STE 625 CHICAGO, IL 60654 | AFLAC | $88 | — | $88 | 0.26% |
| KIRK HASKINS4 | 1043 N NARCISSUS AVE BROKEN ARROW, OK 74012 | AFLAC | $73 | — | $73 | 0.21% |
| MESIROW INSURANCE SERVICES INC3 | 321 N CLARK ST CHICAGO, IL 60654 | AFLAC | $38 | — | $38 | 0.11% |
| JAMES C FARMER JR4 Filed as: JAMES FARMER JR | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | AFLAC | $37 | — | $37 | 0.11% |
| RICK R THORNE4 Filed as: RICK THORNE | 321 W MAIN ST LEBANON, TN 37087 | AFLAC | $35 | — | $35 | 0.10% |
| GLEN E TWAITS4 Filed as: GLEN TWAITS | 2006 DOUBLE EAGE DR MISSION, TX 78572 | AFLAC | $35 | — | $35 | 0.10% |
| ELIZABETH M GASPAROVIC4 Filed as: ELIZABETH GASPAROVIC | 18 N SMITH ST PALATINE, IL 60067 | AFLAC | $29 | — | $29 | 0.08% |
| GTS INC4 Filed as: GTS INC. | 1284 ROSEGATE CT AURORA, IL 60504 | AFLAC | $27 | — | $27 | 0.08% |
| BARBIER GROUP INC4 Filed as: BARBIER GROUP INC. | 414 N ORLEANS ST STE 601 CHICAGO, IL 60654 | AFLAC | $23 | — | $23 | 0.07% |
| LESLIE H SILTMAN4 Filed as: LESLIE SILTMAN | 207 MOORE DR BATESVILLE, MS 38606 | AFLAC | $19 | — | $19 | 0.06% |
| LA FREY AND ASSOCIATES INC4 | 14466 S ELIZABETH LN HOMER GLEN, IL 60491 | AFLAC | $17 | — | $17 | 0.05% |
| THOMAS A JAHR4 | 17328 LINDA VISTA CIR LUTZ, FL 33548 | AFLAC | $16 | — | $16 | 0.05% |
| JAIME HUTTON4 | 1893 HIGHWAY 25 GALLATIN, TN 37066 | AFLAC | $16 | — | $16 | 0.05% |
| H J SAMAAN INC4 Filed as: H J SAMAAN INC. | 19W152 21ST PL LOMBARD, IL 60148 | AFLAC | $14 | — | $14 | 0.04% |
| DAVID M CRUMLEY4 Filed as: DAVID CRUMLEY | 5111 MARLYAND WAY STE 210 BRENTWOOD, TN 37027 | AFLAC | $13 | — | $13 | 0.04% |
| GLEN T SCHWEIKERT4 Filed as: GLEN SCHWEIKERT | 2211 HIGHLAND SPRINGS PL LOUISVILLE, KY 37027 | AFLAC | $11 | — | $11 | 0.03% |
| GARY W LOVELL4 Filed as: GARY LOVELL | PO BOX 682146 FRANKLIN, TN 37068 | AFLAC | $10 | — | $10 | 0.03% |
| RONALD A DASHKOVITZ4 Filed as: RONALD DASHKOVITZ | 20 MILLPOND TR SAGINAW, MI 48603 | AFLAC | $6 | — | $6 | 0.02% |
| SHERRI L BASHORE4 Filed as: SHERRI BASHORE | PO BOX 40327 NASHVILLE, TN 37204 | AFLAC | $6 | — | $6 | 0.02% |
| TOMMY L JOHNSON JR4 Filed as: TOMMY JOHNSON JR | 711 S OLIVE ST APT 314 LOS ANGELES, CA 90014 | AFLAC | $5 | — | $5 | 0.01% |
| NOLAN MCCUE4 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | AFLAC | $5 | — | $5 | 0.01% |
| ABBIE W COFFMAN4 Filed as: ABBIE COFFMAN | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $4 | — | $4 | 0.01% |
| GREGORY SHARP4 | 702 E 5TH ST COAL VALLEY, IL 61240 | AFLAC | $4 | — | $4 | 0.01% |
| RONALD H RICHEY4 Filed as: RONALD RICHEY | 4023 LAURAWOOD LN FRANKLIN, TN 37067 | AFLAC | $3 | — | $3 | 0.01% |
| VBTN, INC4 Filed as: VBTN, INC. | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $3 | — | $3 | 0.01% |
| JAY S OLEARY4 Filed as: JAY O LEARY | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $2 | — | $2 | 0.01% |
| KEMP G PILE4 Filed as: KEMP PILE | 1525 TIMBERWOOD CT SYCAMORE, IL 60178 | AFLAC | $1 | — | $1 | 0.00% |
| KANDI H HECKLER4 Filed as: KANDI HECKLER | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $1 | — | $1 | 0.00% |
| TIMOTHY ASBY4 | 11500 GOLDEN WILLOW CT ZIONSVILLE, IN 46077 | AFLAC | $1 | — | $1 | 0.00% |
| ALAN W MARTIN4 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $1 | — | $1 | 0.00% |
| JOANNA G MATHERLY4 Filed as: JOANNA MATHERLY | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $1 | — | $1 | 0.00% |
| MARC D BARNES4 Filed as: MARC BARNES | 148 FOSSIL LAKE CT WILMINGTON, IL 60481 | AFLAC | $1 | — | $1 | 0.00% |
| DANIEL TAYLOR4 | 2170 N LAKE DR APT 6032 COLUMBIA, SC 29212 | AFLAC | $1 | — | $1 | 0.00% |
| BROWNIE D HALL4 Filed as: BROWNIE HALL | 321 W MAIN ST LEBANON, TN 37087 | AFLAC | $386 | — | $386 | 2.25% |
| LESLIE H SILTMAN4 Filed as: LESLIE SILTMAN | 207 MOORE DR BATESVILLE, MO 38606 | AFLAC | $334 | — | $334 | 1.95% |
| RICK R THORNE4 Filed as: RICK THORNE | 321 W MAIN ST LEBANON, TN 37087 | AFLAC | $284 | — | $284 | 1.66% |
| JAMES C FARMER JR4 Filed as: JAMES FARMER JR | 6411 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | AFLAC | $246 | — | $246 | 1.44% |
| GARY W LOVELL4 Filed as: GARY LOVELL | PO BOX 682146 FRANKLIN, TN 37068 | AFLAC | $195 | — | $195 | 1.14% |
| MESIROW INSURANCE SERVICES INC4 Filed as: MESIROW INSURANCE SERVICES, INC. | 321 N CLARK ST CHICAGO, IL 60654 | AFLAC | $108 | — | $108 | 0.63% |
| RONALD H RICHEY4 Filed as: RONALD RICHEY | 4023 LAURAWOOD LN FRANKLIN, TN 37067 | AFLAC | $59 | — | $59 | 0.34% |
| KEN KRAVITZ4 | 8841 S 64TH CT HICKORY HILLS, IL 60457 | AFLAC | $33 | $6 | $39 | 0.23% |
| KELSEY EVERT4 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $38 | — | $38 | 0.22% |
| MARCIN ZUREK4 | 1010 LAKE ST STE 430 OAK PARK, IL 60301 | AFLAC | $24 | $8 | $32 | 0.19% |
| JAIME HUTTON4 | 1893 HIGHWAY 25 GALLATIN, TN 37066 | AFLAC | $30 | — | $30 | 0.18% |
| DAVID M CRUMLEY4 Filed as: DAVID CRUMLEY | 5111 MARYLAND WAY STE 210 BRENTWOOD, TN 37027 | AFLAC | $24 | — | $24 | 0.14% |
| ABBIE W COFFMAN4 Filed as: ABBIE COFFMAN | 31 HAWTHORN CIR CROSSVILLE, TN 38555 | AFLAC | $19 | — | $19 | 0.11% |
| SHERRI L BASHORE4 Filed as: SHERRI BASHORE | PO BOX 40327 NASHVILLE, TN 37204 | AFLAC | $17 | — | $17 | 0.10% |
| RONALD A DASHKOVITZ4 Filed as: RONALD DASHKOVITZ | 20 MILLPOND TRL SAGINAW, MI 48603 | AFLAC | $17 | — | $17 | 0.10% |
| NOLAN MCCUE4 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | AFLAC | $12 | — | $12 | 0.07% |
| JEFFREY LYNN LAMBERT4 Filed as: JEFFREY LAMBERT | 7 CENTER ST HINSDALE, IL 60521 | AFLAC | $8 | $2 | $10 | 0.06% |
| DAVID B RAY4 Filed as: DAVID RAY | 5122 STONEWOOD DR SMYRNA, TN 37167 | AFLAC | $9 | — | $9 | 0.05% |
| BRENT GOODE4 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $6 | — | $6 | 0.04% |
| VBTN, INC4 Filed as: VBTN, INC. | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $5 | — | $5 | 0.03% |
| JOHN T JEWELL4 Filed as: JOHN JEWELL | 2428 AULDRIDGE DR CHRISTIANA, TN 37037 | AFLAC | $4 | — | $4 | 0.02% |
| KANDI H HECKLER4 Filed as: KANDI HECKLER | 5453 HASELL DR ROCKVALE, TN 37153 | AFLAC | $4 | — | $4 | 0.02% |
| JAY OLEARY4 | 1902 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $4 | — | $4 | 0.02% |
| WAYNE E BURTON4 Filed as: WAYNE BURTON | 433 S PLANTATION DR COOKEVILLE, TN 38506 | AFLAC | $3 | — | $3 | 0.02% |
| JOSEPH LEDOUX4 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $2 | — | $2 | 0.01% |
| ALAN W MARTIN4 Filed as: ALAN MARTIN | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $2 | — | $2 | 0.01% |
| JOANNA G MATHERLY4 Filed as: JOANNA MATHERLY | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $2 | — | $2 | 0.01% |
| TIMOTHY ASBY4 | 11500 GOLDEN WILLOW CT ZIONSVILLE, IN 46077 | AFLAC | $2 | — | $2 | 0.01% |
| RICHARD D HEYDEL4 | 1921 OLD HICKORY BLVD BRENTWOOD, TN 37027 | AFLAC | $1 | — | $1 | 0.01% |
| AUTUMN BETHEA4 | 1053 MUNA CT SPRING HILL, TN 37174 | AFLAC | $1 | — | $1 | 0.01% |
| KEN S KRAVITZ4 | PO BOCX 1284 BRIDGEVIEW, IL 60455 | CONTINENTAL AMERICAN INSURANCE COMPANY | $171 | — | $171 | 1.53% |
| MARCIN ZUREK4 | 1010 LAKE STREET STE 430 OAK PARK, IL 60301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $117 | — | $117 | 1.04% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N CLARK STREET CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $115 | — | $115 | 1.03% |
| JAIME HUTTON4 | 1020 MONTROSE DR GALLATIN, TN 37066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | — | $88 | 0.79% |
| KELSEY DAVID EVERT4 Filed as: KELSEY D EVERT | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | 0.65% |
| NOLAN D MCCUE4 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | — | $56 | 0.50% |
| JEFFREY LYNN LAMBERT4 Filed as: JEFFREY L LAMBERT | 7 CENTER STREET HINSDALE, IL 60521 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.41% |
| SHERRI L BASHORE4 | PO BOX 40327 NASHVILLE, TN 37204 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.39% |
| VBTN, INC4 Filed as: VBTN, INC. | 2000 GLEN ECHO ROAD STE 204 NASHVILLE, TN 37215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.38% |
| TIMOTHY B ASBY4 | 9247 N MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.25% |
| THERESA NETTO PHILLIPS4 Filed as: THERESA V REDDING | 71 COUNTRY CLUB DR BLOOMINGDALE, IL 60108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.15% |
| COURTNEY RYAN YURCZYK4 Filed as: COURTNEY S YURCZK | 9616 WYOMING TERRACE SOUTH BLOOMINGTON, MN 55438 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.12% |
| MICHAEL ROBERT YURCZYK4 Filed as: MICHAEL R YURCZYK | 5810 W 78TH STREET STE 210 BLOOMINGTON, MN 55439 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.06% |
| MARK D BARBIER4 | 802 DEER TRAIN LANE OAK BROOK, IL 60523 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.04% |
| ELIZABETH A LENZO4 | 349 E CALIFORNIA BLVD PASADENA, CA 91106 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| TODD DEVOSS4 | 321 N CLARK STREET STE 625 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N CLARK ST CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | $497 | $2K | 16.18% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N CLARK ST CHICAGO, IL 60654 | DELTA DENTAL OF ILLINOIS | $3K | $0 | $3K | 31.01% |
| THE ABACUS GROUP LLC3 Filed as: THE ABACUS GROUP, LLC | 2541 LAFAYETTE PLAZA DRIVE ALBANY, GA 31707 | UNION SECURITY INSURANCE COMPANY | $888 | — | $888 | 13.01% |
| THW INSURANCE SERVICES LLC3 | 321 WEST MAIN STREET LEBANON, TN 37087 | UNION SECURITY INSURANCE COMPANY | $518 | — | $518 | 7.59% |
| DISABILITY RMS5 Filed as: DISABILITY,RMS, INC. | ONE RIVERFRONT PLAZA WESTBROOK, ME 04092 | UNION SECURITY INSURANCE COMPANY | — | $294 | $294 | 4.31% |
| J A SMITH & ASSOCIATES3 | PO BOX 680325 FRANKLIN, TN 37068 | UNION SECURITY INSURANCE COMPANY | $222 | — | $222 | 3.25% |
| WILLIS TOWERS WATSON US LLC3 Filed as: TOWERS PERRIN FORSTER & CROSBY, INC | MELLON BANK CENTER 1735 MARKET STREET PHILADELPHIA, PA 19103 | UNION SECURITY INSURANCE COMPANY | — | $102 | $102 | 1.49% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SRVC | 353 N CLARK STREET STE 1200 CHICAGO, IL 60654 | HARTFORD LIFE AND ACCIDENT | $582 | — | $582 | 15.01% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SVCS INC | 701 B STREET 6TH FL 6TH FL SAN DIEGO, CA 92101 | HARTFORD LIFE AND ACCIDENT | — | $42 | $42 | 1.08% |
| KEN S KRAVITZ4 | 8841 S 84TH CT HICKORY HILLS, IL 60457 | AFLAC | $59 | — | $59 | 2.16% |
| TODD DEVOSS4 Filed as: TODD C DEVOSS | 321 N CLARK ST STE 625 CHICAGO, IL 60654 | AFLAC | $41 | — | $41 | 1.50% |
| GLEN E TWAITS4 | 2006 DOUBLE EAGLE DR MISSION, TX 78572 | AFLAC | $17 | — | $17 | 0.62% |
| H J SAMAAN INC4 Filed as: H J SAMAAN INC. | 19W152 21ST PL LOMBARD, IL 60148 | AFLAC | $12 | — | $12 | 0.44% |
| LA FREY AND ASSOCIATES INC4 Filed as: LA FREY AND ASSOCIATES INC. | 14466 S ELIZABETH LN HOMER GLEN, IL 60491 | AFLAC | $11 | — | $11 | 0.40% |
| ELIZABETH M GASPAROVIC4 | 18 N. SMITH ST PALATINE, IL 60067 | AFLAC | $10 | — | $10 | 0.37% |
| MICHAEL A ORTIZ4 | 3219 RENARD LN SAINT CHARLES, IL 60175 | AFLAC | $5 | — | $5 | 0.18% |
| HEALTH CARE ADMINISTRATORS4 | 9024 TOWN CENTER PKWY LAKEWOOD RANCH, FL 34202 | AFLAC | $5 | — | $5 | 0.18% |
| TOMMY L JOHNSON JR4 | 711 S OLIVE ST APT 314 LOS ANGELES, CA 90014 | AFLAC | $3 | — | $3 | 0.11% |
| MARCIN ZUREK4 | 1431 OPUS PL STE 110 DOWNERS GROVE, IL 60515 | AFLAC | $3 | — | $3 | 0.11% |
| JEFFREY MENARD4 Filed as: JEFFREY J MENARD | 2105 BENT TREE DR GENEVA, IL 60134 | AFLAC | $2 | — | $2 | 0.07% |
| GREGORY J SHARP4 | 702 E 5TH ST COAL VALLEY, IL 61240 | AFLAC | $2 | — | $2 | 0.07% |
| MESIROW INSURANCE SERVICES INC3 | 321 N CLARK ST CHICAGO, IL 60654 | AFLAC | $2 | — | $2 | 0.07% |
| THERESA NETTO PHILLIPS4 Filed as: THERESA V REDDING | 71 COUNTRY CLUB DR BLOOMINGDALE, IL 60180 | AFLAC | $1 | — | $1 | 0.04% |
| JEFFREY LYNN LAMBERT4 | 7 CENTER ST HINSDALE, IL 60521 | AFLAC | $1 | — | $1 | 0.04% |
| KEMP G PILE4 Filed as: KEMP D PILE | 1525 TIMBERWOOD CT SYCAMORE, IL 60178 | AFLAC | $1 | — | $1 | 0.04% |
| BARBIER GROUP INC4 Filed as: BARBIER GROUP INC. | 414 N ORLEANS ST STE 601 CHICAGO, IL 60654 | AFLAC | $1 | — | $1 | 0.04% |
| DANIEL J TAYLOR4 | 2170 N LAKE DR APT 6032 COLUMBIA, SC 29212 | AFLAC | $1 | — | $1 | 0.04% |
| MARC D BARNES4 | 148 FOSSIL LAKE CT WILMINGTON, IL 60481 | AFLAC | $1 | — | $1 | 0.04% |
| MARIA J NOVOA4 | 26 COUR D ALENE PALOS HILLS, IL 60465 | AFLAC | $1 | — | $1 | 0.04% |
| CHAD L NELSON4 | 5266 N KUFALK LN BYRON, IL 61010 | AFLAC | $1 | — | $1 | 0.04% |
| JOSHUA J PARISE4 | 7325 JANES AVE WOODRIDGE, IL 60517 | AFLAC | $1 | — | $1 | 0.04% |
| DENNIS J CASSENS4 | 4846 E MARRILL RD BYRON, IL 61010 | AFLAC | $1 | — | $1 | 0.04% |
| STEPHEN KELLS4 | 514 MAYFAIR CT GERMANTOWN HILLS, IL 61548 | AFLAC | $1 | — | $1 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Beneficiaries receiving benefits | 1 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCSC | 265 | $1.8M |
| Dental | DELTA DENTAL OF ILLINOIS | 108 | $8K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 64 | $10K |
| Life insurance(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 123 | $11K |
| Long-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 123 | $75K |
| Prescription drug | HCSC | 265 | $1.8M |
| Other(6 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 112 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 265 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.