| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID DANZIG & ASSOCIATES3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | BLUECROSS BLUESHIELD OF ILLINOIS | $70K | $2K | $71K | 3.04% |
| DAVID DANZIG & ASSOCIATES3 Filed as: DAVID DANZIG & ASSOCIATES, INC | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | HUMANADENTAL INSURANCE COMPANY | $5K | $5K | $11K | 6.41% |
| DD&A INC3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 9.76% |
| DD&A INC3 Filed as: DD&A, INC | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 13.36% |
| DAVID DANZIG & ASSOCIATES3 Filed as: DAVID DANZIG & ASSOCIATES INC | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | HUMANA INSURANCE COMPANY | $3K | $944 | $4K | 13.12% |
| DD&A INC3 | 570 LAKE COOK ROAD SUITE 210 DEERFIELD, IL 60015 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 10.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 310 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 312 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 405 | $2.3M |
| Dental | HUMANADENTAL INSURANCE COMPANY | 270 | $165K |
| Vision | HUMANA INSURANCE COMPANY | 209 | $29K |
| Life insurance | STANDARD INSURANCE COMPANY | 307 | $43K |
| Short-term disability | STANDARD INSURANCE COMPANY | 60 | $27K |
| Long-term disability | STANDARD INSURANCE COMPANY | 307 | $40K |
| Other | STANDARD INSURANCE COMPANY | 307 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.