See 4 carrier contracts with Solo.
Solo shows premium, covered lives, retention and the policy renewal window for each contract. $4.99 for your first month, then $34.99 a month. Cancel any time.
See commissions and fees for 4 broker rows with Solo.
Solo shows the commissions and fees paid to each broker on this plan. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUMRX, INC. EIN 33-0441200 PHARMACY BENEFIT MGMT | Float revenue; Claims processing; Other fees; Direct payment from the plan Service code 12 | 2300 MAIN STREET IRVINE, CA 92614 | $1.0M |
| UMR, INC. EIN 39-1995276 NONE | Claims processing Service code 12 | 11 SCOTT STREET WAUSAU, WI 54403 | $285K |
| BENEFIT ADMINISTRATIVE SYSTEMS, LLC EIN 36-4197088 NONE | Claims processing Service code 12 | 17475 JOVANNA DRIVE HOMEWOOD, IL 60430 | $36K |
| JOSEPH T SNYDER & ASSOCIATES, LTD EIN 36-3135532 NONE | Insurance agents and brokers Service code 22 | 1021 75TH STREET DARIEN, IL 60561 | $0 |
| OPTUMRX, INC. 33-0441200 | Float revenue; Claims processing; Other fees; Direct payment from the plan Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,002 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 3,002 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,131 | $625K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,131 | $625K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,957 | $256K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,957 | $256K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,957 | $256K |
| Stop-loss / reinsurancereinsurance | GERBER LIFE INSURANCE COMPANY | 115 | $193K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,957 | $256K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,957 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over the prior year. Good candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.