| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFITS SERVICE | 750 WARRENVILLE ROAD #400 LISLE, IL 60532 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 4.12% |
| THINKTANK INSURANCE PARTNERS, INC.3 | 18521 SPRING CREEK DRIVE SUITE B TINLEY PARK, IL 60477 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $1K | — | $1K | 2.81% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFIT SERVICES | 750 WARRENVILLE ROAD SUITE 400 LISLE, IL 60532 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $445 | — | $445 | 2.87% |
| THINK TANK INSURANCE PARTNERS INC3 | 18521 SPRING CREEK DRIVE TINLEY PARK, IL 60477 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $331 | — | $331 | 2.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFIT SERVICES | 750 WARRENVILLE ROAD SUITE 400 LISLE, IL 60532 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $206 | — | $206 | 2.92% |
| THINK TANK INSURANCE PARTNERS INC3 | 18521 SPRING CREEK DRIVE TINLEY PARK, IL 60477 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $147 | — | $147 | 2.08% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFIT SERVICES | 750 WARRENVILLE ROAD SUITE 400 LISLE, IL 60532 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $182 | — | $182 | 2.89% |
| THINK TANK INSURANCE PARTNERS INC3 | 18521 SPRING CREEK DRIVE TINLEY PARK, IL 60477 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $132 | — | $132 | 2.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFIT SERVICES | 750 WARRENVILLE ROAD SUITE #400 LISLE, IL 60532 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $242 | — | $242 | 5.84% |
| THINKTANK INSURANCE PARTNERS, INC.3 | 18521 SPRING CREEK DRIVE UNIT 8 TINLEY PARK, IL 60477 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $175 | — | $175 | 4.22% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFITS SERVICE | 750 WARRENVILLE ROAD #400 LISLE, IL 60532 | CIGNA DENTAL HEALTH OF ILLINOIS, INC. | $96 | — | $96 | 4.03% |
| THINKTANK INSURANCE PARTNERS, INC.3 | 18521 SPRING CREEK DRIVE SUITE B TINLEY PARK, IL 60477 | CIGNA DENTAL HEALTH OF ILLINOIS, INC. | $71 | — | $71 | 2.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 68 | $55K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 66 | $4K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 115 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 115 | $16K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 98 | $410K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 115 | $13K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 115 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.