| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON STE 600 CHICAGO, IL 606049300 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | -$132 | $878 | $746 | 7.30% |
| CORPORATE BENEFIT CONSULTANTS3 Filed as: CORPORATE BENEFIT CONSULTANTS INC. | 2800 S RIVER RD #130 DES PLAINES, IL 60018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $643 | — | $643 | 6.29% |
| CORPORATE BENEFIT CONSULTANTS3 | 2800 S. RIVER RD DES PLAINS, IL 600186087 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $610 | — | $610 | 6.05% |
| HOOPIS PETER H3 | 300 S. WACKER DR. SUITE 2000 CHICAGO, IL 606066736 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | — | $462 | $462 | 4.58% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 E JACKSON SUITE 14B CHICAGO, IL 60604 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $109 | — | $109 | 1.08% |
| PEARRE DAVID A II3 | 101 WAUKEGAN RD SUITE 990 LAKE BLUFF, IL 600441687 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $62 | — | $62 | 0.61% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON STE 600 CHICAGO, IL 606049300 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | -$64 | $441 | $377 | 8.60% |
| CORPORATE BENEFIT CONSULTANTS3 Filed as: CORPORATE BENEFIT CONSULTANTS INC. | 2800 S RIVER RD #130 DES PLAINES, IL 60018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $283 | — | $283 | 6.45% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON STE 600 CHICAGO, IL 606049300 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | -$4 | $151 | $147 | 8.09% |
| CORPORATE BENEFIT CONSULTANTS3 Filed as: CORPORATE BENEFIT CONSULTANTS, INC. | 2800 S RIVER RD #130 DES PLAINES, IL 60018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $95 | — | $95 | 5.23% |
| CORPORATE BENEFIT CONSULTANTS3 Filed as: CORPORATE BENEFIT CONSULTANTS INC. | 2800 S RIVER RD #130 DES PLAINES, IL 60018 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $88 | — | $88 | 7.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 E JACKSON STE 600 CHICAGO, IL 606049300 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | -$29 | $85 | $56 | 4.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 174 | $12K |
| Long-term disability(2 contracts, 2 carriers) | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 120 | $14K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 174 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 174 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.