| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THOMAS J STRIDDE & ASSOCIATES INC3 | 2132 DEEP WATER LANE SUITE 204 NAPERVILLE, IL 60564 | BLUECROSS BLUESHIELD OF ILLINOIS | $65K | $1K | $66K | 3.42% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS GROUP, LLC | 1850 WEST WINCHESTER ROAD SUITE 103 LIBERTYVILLE, IL 60048 | BLUECROSS BLUESHIELD OF ILLINOIS | $12K | $2 | $12K | 0.65% |
| MIDTRONICS3 Filed as: MIDTRONICS INC | 7000 MONROE STREET WILLOWBROOK, IL 60527 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $2 | $2 | 0.00% |
| THOMAS J STRIDDE & ASSOCIATES INC3 | 2132 DEEP WATER LANE SUITE 204 NAPERVILLE, IL 60564 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $10K | $3K | $13K | 7.33% |
| BENEFIT PARTNERS GROUP LLC3 Filed as: BENEFIT PARTNERS GROUP, LLC | 1850 WEST WINCHESTER ROAD SUITE 103 LIBERTYVILLE, IL 60048 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 1.12% |
| THOMAS J STRIDDE & ASSOCIATES INC3 Filed as: THOMAS J STRIDDE & ASSOCIATES | 2132 DEEP WATER LANE SUITE 204 NAPERVILLE, IL 60564 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 12.41% |
| BENEFIT PARTNERS GROUP LLC3 | 1850 WEST WINCHESTER ROAD SUITE 103 LIBERTYVILLE, IL 60048 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.59% |
| THOMAS J STRIDDE & ASSOCIATES INC3 | 2132 DEEP WATER LANE SUITE 204 NAPERVILLE, IL 60564 | VISION SERVICE PLAN | $877 | — | $877 | 5.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 380 | $1.9M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 148 | $173K |
| Vision | VISION SERVICE PLAN | 134 | $15K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 222 | $79K |
| Long-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 222 | $79K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 222 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 380 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.