| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TIM OLSON INC3 Filed as: TIM OLSON, INC. DBA THE OLSON GRO | 16820 FRANCES STREET STE 202 OMAHA, NE 68130 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $43K | — | $43K | 12.00% |
| TIM OLSON INC3 Filed as: TIM OLSON, INC. DBA THE OLSON GROUP | 16820 FRANCES STREET STE 202 OMAHA, NE 68130 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $26K | — | $26K | 12.00% |
| TIM OLSON INC3 Filed as: TIM OLSON, INC. DBA THE OLSON GROUP | 16820 FRANCES STREET STE 202 OMAHA, NE 68130 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $18K | — | $18K | 39.13% |
| MIDWEST HERITAGE3 | 3580 EP TRUE PARKWAY SUITE 100 WEST DES MOINES, IA 50265 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $8K | — | $8K | 16.77% |
| TIM OLSON INC3 Filed as: TIM OLSON, INC. DBA THE OLSON GROUP | 16820 FRANCES STREET STE 202 OMAHA, NE 68130 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 12.00% |
| TIM OLSON INC3 Filed as: TIM OLSON, INC. DBA THE OLSON GROUP | 16820 FRANCES STREET STE 202 OMAHA, NE 68130 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 38.47% |
| MIDWEST HERITAGE3 | 3580 EP TRUE PARKWAY SUITE 100 WEST DES MOINES, IA 50265 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 16.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,518 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,518 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,446 | $356K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,273 | $221K |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,446 | $469K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,446 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.