No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES, INC EIN 41-1289245 NONE | Other services; Claims processing Service code 12 | — | $5.7M |
| NATL COUNCIL OF YMCAS OF THE USA EIN 36-3258696 PLAN SPONSOR | Plan Administrator Service code 14 | — | $1.8M |
| ADP EIN 13-3036745 NONE | Contract Administrator Service code 13 | — | $483K |
| CIGNA HEALTH AND LIFE INSURANCE EIN 59-1031071 NONE | Participant communication; Other services; Contract Administrator; Claims processing Service code 12 | — | $179K |
| NORTHERN TRUST EIN 36-2723087 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $63K |
| MILLIMAN EIN 91-0675641 NONE | Consulting (general) Service code 16 | — | $34K |
| CONVEY COMPLIANCE SYSTEM EIN 47-1073810 NONE | Consulting (general) Service code 16 | — | $26K |
| GRANT THORNTON LLP EIN 36-6055558 NONE | Accounting (including auditing) Service code 10 | — | $25K |
| AON HEWITT EIN 22-2232264 NONE | Consulting (general) Service code 16 | — | $21K |
| BANK OF AMERICA EIN 36-6736628 NONE | Custodial (other than securities) Service code 18 | — | $20K |
| MCDERMOTT WILL AND EMERY LLP EIN 36-1453176 NONE | Legal Service code 29 | — | $18K |
| SEGAL ROGERSCASEY EIN 13-2646110 NONE | Investment advisory (plan) Service code 27 | — | $18K |
| WESTIN O'HARE EIN 45-5568267 NONE | Other services Service code 49 | — | $15K |
| WAGEWORKS EIN 94-3351864 NONE | Contract Administrator Service code 13 | — | $12K |
| TECHNOLOGY ADVISORS EIN 36-3774984 NONE | Other services Service code 49 | — | $10K |
| BRAINSHARK EIN 04-3408860 NONE | Other services Service code 49 | — | $10K |
| THE HILTON CHICAGO O'HARE AIRPORT EIN 26-1125227 NONE | Other services Service code 49 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,358 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 463 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 18 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,839 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(2 contracts) | EYEMED VISION CARE | 12,792 | $193K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 16,104 | $1.0M |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 9,926 | $614K |
| Stop-loss / reinsurancereinsurance | STANDARD SECURITY LIFE INSURANCE COMPANY OF NEW YORK | 9,096 | $956K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 16,104 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 16,104 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.