| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA PRESIDIO | 55 SHUMAN BLVD SUITE 900 NAPERVILLE, IL 60563 | HUMANA HEALTH PLAN, INC. | $39K | — | $39K | 7.28% |
| ACRISURE LLC3 | HALLIER BENEFIT ADVISOR 1229 SWIFT AVE NORTH KANSAS CITY, MO 64116 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 5.16% |
| LAWRENCE S BRODSKY3 Filed as: LAWRENCE BRODSKY | 847 S RANDALL RD STE 225 ELGIN, IL 60123 | STANDARD INSURANCE COMPANY | $791 | — | $791 | 1.15% |
| ACRISURE LLC3 | PRESIDIO 55 SHUMAN BLVD, STE 900 NAPERVILLE, IL 60563 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 6.86% |
| LAWRENCE S BRODSKY3 | 847 S RANDALL RD STE 225 ELGIN, IL 60123 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| ACRISURE LLC3 | PRESIDIO 55 SHUMAN BLVD, STE 900 NAPERVILLE, IL 60563 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 8.23% |
| LAWRENCE S BRODSKY3 | 847 S RANDALL RD STE 225 ELGIN, IL 60123 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| ACRISURE LLC3 | PRESIDIO 55 SHUMAN BLVD, STE 900 NAPERVILLE, IL 60563 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 13.99% |
| LAWRENCE S BRODSKY3 | 847 S RANDALL RD STE 225 ELGIN, IL 60123 | STANDARD INSURANCE COMPANY | $940 | — | $940 | 5.00% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA PRESIDIO | 55SHUMAN BLVD SUITE 900 NAPERVILLE, IL 60563 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 71 | $538K |
| Dental | STANDARD INSURANCE COMPANY | 116 | $69K |
| Vision | HUMANA INSURANCE COMPANY | 76 | $11K |
| Life insurance | STANDARD INSURANCE COMPANY | 171 | $22K |
| Short-term disability | STANDARD INSURANCE COMPANY | 36 | $35K |
| Long-term disability | STANDARD INSURANCE COMPANY | 34 | $19K |
| Other | STANDARD INSURANCE COMPANY | 171 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.