| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | THREE PARKWAY NORTH STE 500 DEERFIELD, WI 60015 | BLUECROSS BLUESHIELD OF ILLINOIS | $47K | $2K | $49K | 4.15% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | THREE PARKWAY NORTH STE 500 DEERFIELD, WI 60015 | DEARBORN LIFE INSURANCE COMPANY | $4K | $3K | $7K | 8.39% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | THREE PARKWAY NORTH STE 500 DEERFIELD, IL 60015 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $31 | $2K | 3.57% |
| NATIONAL BENEFIT CENTER3 | 3700 PARK E DRIVE STE 350 BEACHWOOD, OH 44122 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $84 | $84 | 0.13% |
| MARQUARDT INSURANCE GROUP INC3 Filed as: MARQUARDT INSURANCE GROUP | 5712 HIDDEN CIRCLE WESTON, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $10K | — | $10K | 14.87% |
| ADVANTAGE GROUP GA LLC3 Filed as: ADVANTAGE GROUP MGA LLC | 510 ALDERSON STREET SCHOFIELD, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 4.36% |
| ADVANTAGE GROUP GA LLC3 | 510 ALDERSON STREET SCHOFIELD, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 3.85% |
| CORY MARQUARDT3 | 2415 N 9TH STREET WAUSAU, WI 54403 | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 3.18% |
| MARQUARDT INSURANCE GROUP INC3 Filed as: MARQUARDT INSURANCE GROUP | 5712 HIDDEN RIVER CIRCLE WESTON, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $689 | — | $689 | 8.14% |
| ADVANTAGE GROUP GA LLC3 Filed as: ADVANTAGE GROUP MGA LLC | 510 ALDERSON STREET SCHOFIELD, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $196 | — | $196 | 2.32% |
| CORY MARQUARDT3 | 2415 N 9TH STREET WAUSAU, WI 54403 | ASSURITY LIFE INSURANCE COMPANY | $195 | — | $195 | 2.30% |
| ADVANTAGE GROUP GA LLC3 | 510 ALDERSON STREET SCHOFIELD, WI 54476 | ASSURITY LIFE INSURANCE COMPANY | $174 | — | $174 | 2.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 132 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 135 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 147 | $1.2M |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 102 | $66K |
| Life insurance(3 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 186 | $155K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 132 | $82K |
| Other(3 contracts, 2 carriers) | DEARBORN LIFE INSURANCE COMPANY | 186 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 186 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.