| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M.E. WILSON COMPANY, LLC3 | 4760 TAMIAMI TRL N STE 25 NAPLES, FL 341033065 | BLUE CROSS BLUE SHIELD OF FLORIDA | $63K | — | $63K | 4.57% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1421 PINE RIDGE RD STE 200 NAPLES, FL 34109 | BLUE CROSS BLUE SHIELD OF FLORIDA | $6K | — | $6K | 0.43% |
| M.E. WILSON COMPANY, LLC3 Filed as: M.E WILSON COMPANY LLC | 300 W PLATT ST STE 200 NAPLES, FL 33606 | PRINCIPAL LIFE INSURANCE COMPANY | $9K | — | $9K | 9.13% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | PRINCIPAL LIFE INSURANCE COMPANY | $5K | — | $5K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FL INC | 200 S RIDGEWOOD AVE DAYTONA, FL 32114 | PRINCIPAL LIFE INSURANCE COMPANY | $845 | — | $845 | 0.87% |
| ANNA M WISEMAN3 | 3100 50TH ST SW NAPLES, FL 34116 | AFLAC | $2K | $15 | $2K | 3.16% |
| M.E. WILSON COMPANY, LLC3 Filed as: M E WILSON CO LLC | 4760 TAMIAMI TRL N STE 25 NAPLES, FL 34103 | AFLAC | $708 | — | $708 | 1.29% |
| JL & ASSOCIATES INC3 | 134 W SOUTH BOUNDARY ST STE A PERRYSBURG, OH 43551 | AFLAC | $403 | — | $403 | 0.73% |
| BRIONY PFLUEGER3 | 1714 SW 43RD LN CAPE CORAL, FL 33914 | AFLAC | $376 | — | $376 | 0.68% |
| ACRISURE LLC3 | 4100 GOODLETTE RD N STE 100 NAPLES, FL 34103 | AFLAC | $356 | — | $356 | 0.65% |
| DEBORAH L JONGES3 | PO BOX 5432 BELLA VISTA, AR 72714 | AFLAC | $250 | — | $250 | 0.45% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA A CHAMBLISS | 2059 PINE RIVER DR KINGWOOD, TX 77339 | AFLAC | $231 | — | $231 | 0.42% |
| ROSE G MCLAUGHLIN3 | 337 COUNTRY CLUB DR NAPLES, FL 34110 | AFLAC | $224 | — | $224 | 0.41% |
| BRENDA LYNN GARRETT3 | 12475 KENTWOOD AVE FORT MYERS, FL 33913 | AFLAC | $204 | — | $204 | 0.37% |
| JANET LYNN BOMWELL3 | 3652 CINCINNATI ST NORTH PORT, FL 34286 | AFLAC | $158 | — | $158 | 0.29% |
| HAROLD L STAFFORD3 | 8544 TOWNLEY RD APT 1B HUNTERSVILLE, NC 28078 | AFLAC | $145 | — | $145 | 0.26% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH LYNN BEACH | 32098 SINGLETARY RD MYAKKA CITY, FL 34251 | AFLAC | $127 | — | $127 | 0.23% |
| KELLY A IRVINE3 Filed as: KELLY ANN IRVINE | 15801 WHITE ORCHID LN FORT MYERS, FL 33908 | AFLAC | $109 | — | $109 | 0.20% |
| RICHARD J ABBENANTE3 | 4727 MIRAGE BAY CIR UNIT 210 FORT MYERS, FL 33966 | AFLAC | $102 | $4 | $106 | 0.19% |
| DIGITAL INSURANCE LLC3 | 26701 DUBLIN WOODS CIR STE 2 BONITA SPRINGS, FL 34135 | AFLAC | $92 | — | $92 | 0.17% |
| DEXTER ANTONIO HARRIS3 | 100 GALLERIA PKWY SE STE 900 ATLANTA, GA 30339 | AFLAC | $77 | — | $77 | 0.14% |
| JAMIE HARTT3 | 29323 PELICAN DR PUNTA GORDA, FL 33982 | AFLAC | $65 | $4 | $69 | 0.13% |
| JIMMY D BOONE3 | 12626 BAYPOINTE TER CORTEZ, FL 34215 | AFLAC | $62 | — | $62 | 0.11% |
| ROGERS BENEFIT GROUP INC3 Filed as: DEBORAH L ROGERS | 32098 SINGLETARY RD MYAKKA CITY, FL 34251 | AFLAC | $48 | — | $48 | 0.09% |
| SUSAN C BRIMHALL3 | PO BOX 8 LAKE PLACID, NY 12946 | AFLAC | $28 | — | $28 | 0.05% |
| JEFFREY GLENN YARISH3 | 8575 SUNSET CT TREASURE ISLAND, FL 33706 | AFLAC | $28 | — | $28 | 0.05% |
| RACHAEL A SHARPLESS3 | 1431 NE 55TH ST FT LAUDERDALE, FL 33334 | AFLAC | $20 | — | $20 | 0.04% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $17 | — | $17 | 0.03% |
| FRANK ROBERT SOBOCINSKI3 | 2000 PGA BLVD STE 4440 PALM BEACH GARDENS, FL 33408 | AFLAC | $14 | — | $14 | 0.03% |
| JESSICA RAE ESKEW3 | 10426 SPRINGROSE DR TAMPA, FL 33626 | AFLAC | $8 | — | $8 | 0.01% |
| JANINE FOX3 | 18 HAVILAND DR SCHENECTADY, NY 12302 | AFLAC | $8 | — | $8 | 0.01% |
| SUSAN P WATLEY3 | 6366 INDEPENDENCE DR COLUMBUS, GA 31909 | AFLAC | $8 | — | $8 | 0.01% |
| LANA M KLIMEK3 | 579 LLOYDS RD APT 921B LITTLE ELM, TX 75068 | AFLAC | $7 | — | $7 | 0.01% |
| SUZANN T EUSEPI-GREEN3 | 216 RIVER DR TEQUESTA, FL 33469 | AFLAC | $7 | — | $7 | 0.01% |
| FRANCIS V CRUZ3 | PO BOX 302 BRADFORDWOODS, PA 15015 | AFLAC | $3 | — | $3 | 0.01% |
| JOSHUA BUZZARD3 | 6848 HENDRY DR LAKE WORTH, FL 33463 | AFLAC | $2 | — | $2 | 0.00% |
| SUZANN T EUSEPI-GREEN3 | PO BOX 631 JUPITER, FL 33468 | AFLAC | $1 | — | $1 | 0.00% |
| SHERI CROOK INC3 | 2151 COOK LN ALVA, FL 33920 | AFLAC | $1 | — | $1 | 0.00% |
| M.E. WILSON COMPANY, LLC3 | 300 WEST PLATT STREET TAMPA, FL 33606 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | 13.68% |
| CORNERSTONE FINANCIAL DBA3 | BENEFITMALL 6200 CANOGA AVE STE 300 WOODLANDS HILLS, CA 91367 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1421 PINE RIDGE RD STE 200 NAPLES, FL 37109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $557 | — | $557 | 1.32% |
| M.E. WILSON COMPANY, LLC3 | 300 WEST PLATT STREET TAMPA, FL 33606 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | 13.73% |
| CORNERSTONE FINANCIAL DBA3 | BENEFITMALL 6200 CANOGA AVE STE 300 WOODLANDS HILLS, CA 91367 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1421 PINE RIDGE RD STE 200 NAPLES, FL 37109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $417 | — | $417 | 1.27% |
| STACEY THOMAS CAMPBELL3 | 1617 14TH AVE GREELEY, CO 80631 | AFLAC | $4K | — | $4K | 13.15% |
| LAURA M MARCOTTE3 Filed as: LAURA PROBASCO | 4928 SILVERWOOD DR JOHNSTOWN, CO 80534 | AFLAC | $503 | — | $503 | 1.82% |
| ANNA M WISEMAN3 | 3100 50TH ST SW NAPLES, FL 34116 | AFLAC | $371 | — | $371 | 1.34% |
| RIGGS COUNSELMAN MICHAELS & DOWNES3 Filed as: GARRY RIGGS | 115 BAGGINS DR APT 204 FORT COLLINS, CO 80525 | AFLAC | $270 | — | $270 | 0.98% |
| ASHLEY LYNN DUDLEY3 | 2933 NEW CASTLE DR LOVELAND, CO 80538 | AFLAC | $115 | — | $115 | 0.42% |
| KATHERINE ANDERSON3 | 2050 E 101ST CT THORNTON, CO 80229 | AFLAC | $62 | — | $62 | 0.22% |
| MAURA K PEREZ3 | 433 E 22ND PL LOVELAND, CO 80538 | AFLAC | $26 | — | $26 | 0.09% |
| THERESA NETTO PHILLIPS3 Filed as: THERESA A CHAMBLISS | 2059 PINE RIVER DR KINGWOOD, TX 77339 | AFLAC | $26 | — | $26 | 0.09% |
| ROBERT L OLMSTEAD3 | 12937 S 184TH AVE GOODYEAR, AR 85338 | AFLAC | $20 | — | $20 | 0.07% |
| JOSE DE LOS SANTOS III3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $15 | — | $15 | 0.05% |
| TINA WAY3 | 15550 E COPPER CREEK LN PARKER, CO 80134 | AFLAC | $15 | — | $15 | 0.05% |
| DANIEL L FRENCH3 | 240 43RD AVE GREELEY, CO 80234 | AFLAC | $14 | — | $14 | 0.05% |
| JAMES M GARNER3 | 10701 MELODY DR NORTHGLENN, CO 80234 | AFLAC | $13 | — | $13 | 0.05% |
| JONATHAN SAMUEL KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $12 | — | $12 | 0.04% |
| STEVEN EDWARD MALLETT3 | PO BOX 336112 GREELEY, CO 80633 | AFLAC | $6 | — | $6 | 0.02% |
| ADRIENNE H HEROM3 | 1912 86TH AVE GREELEY, CO 80634 | AFLAC | $6 | — | $6 | 0.02% |
| JIMMY LEE LILLY3 | 1818 CRESTONE CT LONGMONT, CO 80504 | AFLAC | $5 | — | $5 | 0.02% |
| JEFFREY GLENN YARISH3 | 8575 SUNSET CT TREASURE ISLAND, FL 33706 | AFLAC | $5 | — | $5 | 0.02% |
| MARY REBECCA WEATHERLY3 | 1934 E LEEWYNN DR SARASOTA, FL 34240 | AFLAC | $3 | — | $3 | 0.01% |
| M.E. WILSON COMPANY, LLC3 | 300 WEST PLATT STREET TAMPA, FL 33606 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | — | $4K | 13.68% |
| CORNERSTONE FINANCIAL DBA3 | BENEFITMALL 6200 CANOGA AVE STE 300 WOODLANDS HILLS, CA 91367 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1421 PINE RIDGE RD STE 200 NAPLES, FL 37109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $341 | — | $341 | 1.32% |
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON COMPANY LLC | 4760 TAMIAMI TRAIL N STE 25 NAPLES, FL 34103 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $352 | $352 | 2.29% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA | 1421 PINE RIDGE RD STE 200 NAPLES, FL 34109 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $131 | — | $131 | 0.85% |
| M.E. WILSON COMPANY, LLC3 | 300 WEST PLATT STREET TAMPA, FL 33606 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $409 | — | $409 | 13.72% |
| CORNERSTONE FINANCIAL DBA3 | BENEFITMALL 6200 CANOGA AVE STE 300 WOODLANDS HILLS, CA 91367 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $149 | — | $149 | 5.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF FLORIDA INC | 1421 PINE RIDGE RD STE 200 NAPLES, FL 37109 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $38 | — | $38 | 1.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 156 | $1.4M |
| Dental(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 260 | $113K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 166 | $15K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 153 | $33K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 153 | $42K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 151 | $26K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 156 | $1.4M |
| Other(4 contracts, 2 carriers) | AFLAC | 153 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 260 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.