| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET SUITE 1100 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | $480 | $32K | $32K | 3.50% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INS SERVICES INC | 353 NORTH CLARK STREET CHICAGO, IL 60654 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $4K | $3K | $7K | 22.10% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60654 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $370 | $3K | 13.66% |
| CHRISTOPHER RYAN CORDON3 | 1080 BLACKHAWK DRIVE ELGIN, IL 60120 | AFLAC | $2K | $66 | $2K | 10.89% |
| STEPHEN KELLS3 | 514 MAYFAIR COURT GERMANTOWN HILLS, IL 61548 | AFLAC | $267 | — | $267 | 1.17% |
| ELAINE A WRINKLE3 | 404 TICKSEED AVENUE SAVOY, IL 61874 | AFLAC | $202 | $50 | $252 | 1.11% |
| NASCA & ASSOCIATES3 Filed as: NASCA AND ASSOCIATES LTD | 303 WEST ERIE STREET SUITE 400 CHICAGO, IL 60654 | AFLAC | $245 | — | $245 | 1.08% |
| JEFFREY LYNN LAMBERT3 | 15419 WEST 127TH STREET LEMONT, IL 60439 | AFLAC | $200 | — | $200 | 0.88% |
| JASON A ROBERTS3 | 2200 OAKTON STREET APARTMENT 2 PARK RIDGE, IL 60068 | AFLAC | $148 | — | $148 | 0.65% |
| SHARYL K BATHE3 | 120 SOUTH 8TH STREET MATTOON, IL 61938 | AFLAC | $55 | $19 | $74 | 0.33% |
| JENNIFER R GLASSBERG3 | 307 LIVE OAK LANE BOYNTON BEACH, FL 33436 | AFLAC | $57 | — | $57 | 0.25% |
| MICHAEL RAY ROBINS3 | 3812 NANTUCKET DRIVE PLANO, TX 75023 | AFLAC | $56 | — | $56 | 0.25% |
| MARK D BARBIER3 | 802 DEER TRAIL LANE OAK BROOK, IL 60523 | AFLAC | $49 | — | $49 | 0.22% |
| SHARYL K BATHE3 | 620 ODD FELLOW ROAD MATTOON, IL 61938 | AFLAC | $24 | — | $24 | 0.11% |
| SANTIAGO & ASSOCIATES LLC3 | 668 BRIDGEVIEW BAY DRIVE MUSKEGON, MI 49441 | AFLAC | $19 | — | $19 | 0.08% |
| TRAVIS COCKBURN3 Filed as: TRAVIS J COCKBURN | 402 NORTH MAIN STREET BENTON, IL 62812 | AFLAC | $16 | — | $16 | 0.07% |
| JEFF LAMBERT3 | 15419 WEST 127TH STREET BARRINGTON, IL 60439 | AFLAC | $14 | — | $14 | 0.06% |
| JOSEPH A NASCA3 | 28081 WEST MAPLE AVENUE BARRINGTON, IL 60010 | AFLAC | $6 | — | $6 | 0.03% |
| TODD DEVOS3 Filed as: TODD D DEVOSS | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $6 | — | $6 | 0.03% |
| JASON HOFFARD6 | 3415 OFFICE PARK DRIVE SUITE C MARION, IL 62959 | AFLAC | $1 | — | $1 | 0.00% |
| MARTHA MONCKTON3 | 2411 EAST GRANDVIEW AVENUE PEORIA, IL 61614 | AFLAC | $1 | — | $1 | 0.00% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET CHICAGO, IL 60654 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $179 | $2K | 15.41% |
| CHRISTOPHER RYAN CORDON3 | 1080 BLACKHAWK DRIVE ELGIN, IL 60120 | AFLAC | $532 | — | $532 | 6.08% |
| JENNIFER R GLASSBERG3 | 307 LIVE OAK LANE BOYNTON BEACH, FL 33436 | AFLAC | $139 | — | $139 | 1.59% |
| NASCA & ASSOCIATES3 Filed as: NASCA AND ASSOCIATES LTD | 303 WEST ERIE STREET SUITE 400 CHICAGO, IL 60654 | AFLAC | $120 | — | $120 | 1.37% |
| SANTIAGO & ASSOCIATES LLC3 | 668 BRIDGEVIEW BAY DRIVE MUSKEGON, MI 49441 | AFLAC | $46 | — | $46 | 0.53% |
| JASON A ROBERTS3 | 2200 OAKTON STREET APARTMENT 2 PARK RIDGE, IL 60068 | AFLAC | $37 | — | $37 | 0.42% |
| JEFFREY LYNN LAMBERT3 | 15419 WEST 127TH STREET LEMONT, IL 60439 | AFLAC | $35 | — | $35 | 0.40% |
| ANGELA R SCHIEK3 | 953 WILLOW LANE SLEEPY HOLLOW, IL 60118 | AFLAC | $30 | — | $30 | 0.34% |
| MARK D BARBIER3 | 802 DEER TRAIL LANE OAK BROOK, IL 60523 | AFLAC | $29 | — | $29 | 0.33% |
| STEPHEN KELLS3 | 514 MAYFAIR COURT GERMANTOWN HILLS, IL 61548 | AFLAC | $27 | — | $27 | 0.31% |
| JOSEPH A NASCA3 | 28081 WEST MAPLE AVENUE BARRINGTON, IL 60010 | AFLAC | $3 | — | $3 | 0.03% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $3 | — | $3 | 0.03% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 134 | $921K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 84 | $32K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $34K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $23K |
| Other(4 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 118 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 134 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.