| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC Filed as: GCG FINANCIAL INC | 3 PARKWAY NORTH BLVD SUITE 500 DEERFIELD, IL 60015 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $24K | — | $24K | 2.18% |
| HOIRTON GROUP INC - ORLAND PARK3 | 10320 ORLAND PKWY ORLAND PARK, IL 604675627 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $20K | — | $20K | 1.80% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | THREE PARKWAY NORTH SUITE 500 DEERFIELD, IL 600152567 | HUMANA HEALTH PLAN INC. | $693 | — | $693 | 0.89% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC - ORLAND PARK | 10320 ORLAND PKWY ORLAND PARK, IL 604675627 | HUMANA HEALTH PLAN INC. | $514 | $165 | $679 | 0.87% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $2K | $1K | $4K | 17.36% |
| GCG FINANCIAL LLC3 | 3 PARKWAY NORTH BLVD SUITE 500 DEERFIELD, IL 60015 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 14.15% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $1K | $1K | $2K | 13.25% |
| GCG FINANCIAL LLC3 | 3 PARKWAY NORTH BLVD SUITE 500 DEERFIELD, IL 60015 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.00% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $347 | $945 | $1K | 7.92% |
| GCG FINANCIAL LLC3 | 3 PARKWAY NORTH BLVD SUITE 500 DEERFIELD, IL 60015 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $468 | — | $468 | 2.87% |
| THE HORTON GROUP3 | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $920 | $797 | $2K | 11.62% |
| GCG FINANCIAL LLC3 | 3 PARKWAY NORTH BLVD DEERFIELD, IL 60015 | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 216 | $1.1M |
| Dental | HUMANA HEALTH PLAN INC. | 110 | $78K |
| Vision | HUMANA HEALTH PLAN INC. | 110 | $78K |
| Life insurance(2 contracts) | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 150 | $37K |
| Short-term disability | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 78 | $16K |
| Long-term disability | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 69 | $18K |
| Other | MUTUAL OF OMAHA LIFE INSURANCE COMPANY | 50 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 216 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.