| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | 3000 LAKESIDE DR SUITE 200S BANNOCKBURN, IL 60015 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $33K | $2K | $34K | 4.24% |
| BILL KAY AUTO GROUP0 | 601 OGDEN AVENUE LISLE, IL 605321333 | BLUE CROSS BLUE SHIELD OF ILLINOIS | — | $3 | $3 | 0.00% |
| ARIZONA AUTO DEALERS ASSN SERVICES4 | P.O. BOX 32717 PHOENIX, AZ 85064 | AMERICAN FIDELITY ASSURANCE COMPANY | $0 | $2K | $2K | 1.69% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | P.O. BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | -$170 | — | -$170 | -0.17% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC. | 3 PARKWAY N STE 500 DEERFIELD, IL 600152567 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $0 | $3K | 4.65% |
| INSURANCE BENEFIT ADVISORS3 | 6950 SOUTH TURQUOISE PLACE CHANDLER, AZ 85249 | AMERICAN NATIONAL INSURANCE COMPANY OF TEXAS | $2K | — | $2K | 5.77% |
| RUTHANNE PETERSON3 | 2516 DURANGO LANE SUITE 204 NAPERVILLE, IL 60564 | AFLAC | $2K | $6 | $2K | 6.21% |
| SHERRY L LYDEN3 Filed as: SHERRY LYDEN | 1284 ROSEGATE CT AURORA, IL 60504 | AFLAC | $322 | $1 | $323 | 1.16% |
| GTS INC3 Filed as: GTS INC. | 1284 ROSEGATE CT AURORA, IL 60504 | AFLAC | $288 | — | $288 | 1.03% |
| DENNIS J CASSENS3 Filed as: DENNIS CASSENS | 3422 COLONY BAY DRIVE ROCKFORD, IL 61109 | AFLAC | $140 | — | $140 | 0.50% |
| JOSHUA J PARISE3 Filed as: JOSHUA PARISE | 7325 JANES AVE WOODRIDGE, IL 60517 | AFLAC | $132 | — | $132 | 0.47% |
| DAVID A DECKERT3 Filed as: DAVID DECKERT | 1511 12TH AVENUE BELVIDERE, IL 61008 | AFLAC | $124 | — | $124 | 0.44% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 490 EAST ROOSEVELT RD SUITE 203 WEST CHICAGO, IL 60185 | AFLAC | $123 | $1 | $124 | 0.44% |
| MARC P TRANSPARENTI3 Filed as: MARC TRANSPARENTI | 24909 MADISON AVE UNIT 1014 MURRIETA, CA 92562 | AFLAC | $96 | — | $96 | 0.34% |
| MICHAEL A ORTIZ3 Filed as: MICHAEL ORTIZ | 3433 VOLTAIRE LANE ST. CHARLES, IL 60175 | AFLAC | $65 | — | $65 | 0.23% |
| ANDREW C KRAUSS3 Filed as: ANDREW KRAUSS | 6441 GARRETT LANE ROCKFORD, IL 61107 | AFLAC | $57 | — | $57 | 0.20% |
| FRANK L LINDSEY3 Filed as: FRANK LINDSEY | S701 RIDGEVIEW NAPERVILLE, IL 60540 | AFLAC | $23 | — | $23 | 0.08% |
| LYNETTE R STEVENS3 Filed as: LYNETTE STEVENS | 490 E. ROOSEVELT RD SUITE 203 WEST CHICAGO, IL 60185 | AFLAC | $18 | — | $18 | 0.06% |
| BARBIER GROUP INC3 Filed as: BARBIER GROUP INC. | 414 N. ORLEANS STREET SUITE 601 CHICAGO, IL 60654 | AFLAC | $17 | — | $17 | 0.06% |
| RICK A SHIMMINS3 Filed as: RICK SHIMMINS | 2007 16TH AVE ROCKFORD, IL 61104 | AFLAC | $17 | — | $17 | 0.06% |
| ELIZABETH M GASPAROVIC3 Filed as: ELIZABETH GASPAROVIC | 1531 W RUE JAMES PL PALATINE, IL 60067 | AFLAC | $10 | — | $10 | 0.04% |
| TIMOTHY B ASBY3 Filed as: TIMOTHY BASBY | 9247 N MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $6 | $1 | $7 | 0.03% |
| RUTHANNE PETERSON3 | 2516 DURANGO LANE SUITE 204 NAPERVILLE, IL 60564 | AFLAC | $254 | — | $254 | 3.59% |
| DONNA DUNKER ACKMAN3 | 1090 SOUTH LINCOLN AVE KANKAKEE, IL 60901 | AFLAC | $197 | — | $197 | 2.78% |
| SHERRY L LYDEN3 Filed as: SHERRY LYDEN | 1284 ROSEGATE CT AURORA, IL 60504 | AFLAC | $137 | — | $137 | 1.93% |
| JOSHUA J PARISE3 Filed as: JOSHUA PARISE | 7325 JANES AVE WOODRIDGE, IL 60517 | AFLAC | $66 | — | $66 | 0.93% |
| BRADLEY L ELLIS3 Filed as: BRADLEY ELLIS | 7713 INDEPENDENCE PL CRESTWOOD, KY 40014 | AFLAC | $48 | — | $48 | 0.68% |
| BRANDI RASCHKE3 | 310 E ROBERTSON ST OZARK, MO 65721 | AFLAC | $33 | — | $33 | 0.47% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $32 | — | $32 | 0.45% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 490 EAST ROOSEVELT RD SUITE 203 WEST CHICAGO, IL 60185 | AFLAC | $25 | — | $25 | 0.35% |
| VICKI TOMLINSON3 | 9125 CHILLICOTHE RD UNIT 6 KIRTLAND, OH 44094 | AFLAC | $25 | — | $25 | 0.35% |
| DENISE J LONGTIN3 Filed as: DENISE LONGTIN | 61 W 23RD STREET CHICAGO HEIGHTS, IL 60411 | AFLAC | $22 | — | $22 | 0.31% |
| CHRISTINE L BREWSTER3 Filed as: CHRISTINE BREWSTER | 2025 MAINE ST. QUINCY, IL 62301 | AFLAC | $16 | — | $16 | 0.23% |
| WILLIAM B KRZCIOK3 Filed as: WILLIAM KRZCIOK | 2760 FORT MYER AVE HENDERSON, NV 89052 | AFLAC | $4 | — | $4 | 0.06% |
| GARY W WARE JR3 Filed as: GARY WARE JR | 2306 VALLEYBROOK DR CHAMPAIGN, IL 61822 | AFLAC | $3 | — | $3 | 0.04% |
| RAWLYN R ROSS3 Filed as: RAWLYN ROSS | 219 AVONLEA PL JOHNSON CITY, TN 37604 | AFLAC | $2 | — | $2 | 0.03% |
| RUTHANNE PETERSON3 | 2516 DURANGO LANE SUITE 204 NAPERVILLE, IL 60564 | AFLAC | $146 | — | $146 | 6.84% |
| SHERRY L LYDEN3 Filed as: SHERRY LYDEN | 1284 ROSEGATE CT AURORA, IL 60504 | AFLAC | $59 | — | $59 | 2.76% |
| JOSHUA J PARISE3 Filed as: JOSHUA PARISE | 7325 JANES AVE WOODRIDGE, IL 60517 | AFLAC | $28 | — | $28 | 1.31% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 490 EAST ROOSEVELT RD SUITE 203 WEST CHICAGO, IL 60185 | AFLAC | $17 | — | $17 | 0.80% |
| AMANDA L TRANSPARENTI3 | 3915 TILA RD PARKVILLE, MD 21234 | AFLAC | $11 | — | $11 | 0.51% |
| MARC P TRANSPARENTI3 | 24909 MADISON AVE UNIT 1014 MURRIETA, CA 92562 | AFLAC | $6 | — | $6 | 0.28% |
| LYNETTE R STEVENS3 Filed as: LYNETTE STEVENS | 490 E ROOSEVELT RD STE 203 WEST CHICAGO, IL 60185 | AFLAC | $3 | — | $3 | 0.14% |
| MICHAEL A ORTIZ3 Filed as: MICHAEL ORTIZ | 3433 VOLTAIRE LANE ST. CHARLES, IL 60175 | AFLAC | $1 | — | $1 | 0.05% |
| TIMOTHY B ASBY3 | 9247 N MERIDIAN ST STE 205 INDIANAPOLIS, IN 46260 | AFLAC | $0 | — | $0 | 0.00% |
| BARBARA POWELL3 | 8 GLENCOE PL DUNEDIN, FL 34698 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | — | $57 | 4.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 223 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 227 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 125 | $909K |
| Dental(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 136 | $96K |
| Short-term disability(4 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 80 | $136K |
| Long-term disability(5 contracts, 3 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 80 | $137K |
| Other(4 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 80 | $136K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 136 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.