| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 | 353 N CLARK ST STE 1100 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $35K | $39K | 1.62% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | 333 W WACKER DR STE 1200 CHICAGO, IL 60606 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $19K | $20K | 0.84% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SER INC | 353 N CLARK ST STE 1100 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $14K | $14K | 0.57% |
| ENROLLEASE3 Filed as: DIGITAL BENEFIT ADVISORS | WARRENVILLE, IL 200 GALLERIA PKWY SE, STE 1950 ATLANTA, GA 30339 | UNITEDHEALTHCARE INSURANCE COMPANY | $679 | $5K | $6K | 0.23% |
| MESIROW INSURANCE SERVICES INC3 | 353 N CLARK ST STE 1100 CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $2K | $7K | 10.24% |
| RSC INSURANCE BROKERAGE INC3 | 333 W WACKER DR STE 1950 CHICAGO, IL 60606 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 5.34% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.64% |
| BENEFIT ADVISORS SVCS GRP LLC3 | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 30009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $351 | — | $351 | 0.50% |
| MESIROW INSURANCE SERVICES INC3 | 353 N CLARK ST STE 1100 CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $1K | $4K | 10.81% |
| RSC INSURANCE BROKERAGE INC3 | 333 W WACKER DR STE 1950 CHICAGO, IL 60606 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.34% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $958 | — | $958 | 2.64% |
| BENEFIT ADVISORS SVCS GRP LLC3 | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 30009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $182 | — | $182 | 0.50% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURNACE SERVICES INC | 353 N CLARK ST STE 1100 CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $1K | $4K | 10.66% |
| RSC INSURANCE BROKERAGE INC3 | 333 W WACKER DR STE 1950 CHICAGO, IL 60606 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.51% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $917 | — | $917 | 2.66% |
| BENEFIT ADVISORS SVCS GRP LLC3 | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 30009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $169 | — | $169 | 0.49% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERIVCES INC | 353 N CLARK ST STE 1100 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | $994 | $740 | $2K | 7.37% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE | 333 W WACKER DR STE 1200 CHICAGO, IL 60606 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 5.21% |
| MESIROW INSURANCE SERVICES INC3 | 353 N CLARK ST STE 1100 CHICAGO, IL 60654 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $521 | $2K | 10.93% |
| RSC INSURANCE BROKERAGE INC3 | 333 W WACKER DR STE 1950 CHICAGO, IL 60606 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $811 | — | $811 | 5.35% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $403 | — | $403 | 2.66% |
| BENEFIT ADVISORS SVCS GRP LLC3 | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 30009 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $76 | — | $76 | 0.50% |
| CHAD L NELSON3 | 5266 N KUFALK LN BYRON, IL 61010 | AFLAC | $236 | — | $236 | 3.02% |
| MONICA B SMITH3 | 8760 WINDWOOD CLOSE ROCKFORD, IL 61108 | AFLAC | $163 | — | $163 | 2.09% |
| DENNIS J CASSENS3 | 4646 E MARRILL RD BYRON, IL 61010 | AFLAC | $90 | — | $90 | 1.15% |
| ACRISURE LLC3 | PO BOX 561567 MIAMI, FL 33256 | AFLAC | $89 | — | $89 | 1.14% |
| DEBOARH L CAIN3 | 8617 GLENMORE DR LAS VEGAS, NV 89134 | AFLAC | $64 | — | $64 | 0.82% |
| MESIROW INSURANCE SERVICES INC3 | 321 N CLARK ST CHICAGO, IL 60654 | AFLAC | $34 | — | $34 | 0.44% |
| ELIZABETH M GASPAROVIC3 Filed as: ELIZABETH M GAPAROVIC | 18 N SMITH ST PALATINE, IL 60067 | AFLAC | $33 | — | $33 | 0.42% |
| RUSSELL NOWAK3 | 8009 VALLEY DRIVE PALOS HILLS, IL 60465 | AFLAC | $31 | — | $31 | 0.40% |
| WAYNE R BALL3 | 1450 LENHART RD SPRINGFIELD, IL 62711 | AFLAC | $30 | — | $30 | 0.38% |
| MICHAEL ROBERT YURCZYK3 | 9616 WYOMING TER S BLOOMINGTON, MN 55438 | AFLAC | $23 | — | $23 | 0.29% |
| RUSSELL NOWAK3 | 8009 VALLEY DR PALOS HILLS, IL 60465 | AFLAC | $21 | — | $21 | 0.27% |
| ARMANDO J CARDENAS3 | 4320 CRAWFORD DR APT 1 ROCKFORD, IL 61114 | AFLAC | $13 | — | $13 | 0.17% |
| LAUREN ISAACSON3 | 33 SE 8TH ST APT 312 BOCA RATON, FL 33432 | AFLAC | $12 | — | $12 | 0.15% |
| JAVIER ORTIZ3 | 165 NE 96TH ST MIAMI SHORES, FL 33138 | AFLAC | $11 | — | $11 | 0.14% |
| ROLANDO DARIO RICCIO3 | 550 SE MIZNER BLVD APT 709B BOCA RATON, FL 33432 | AFLAC | $10 | — | $10 | 0.13% |
| GREGORY J SHARP3 | 702 E 5TH ST COAL VALLEY, IL 61240 | AFLAC | $10 | — | $10 | 0.13% |
| THE ERIKSEN INSURANCE GROUP INC3 | 903 MCCONNOICHE CT WEST DUNDEE, IL 60118 | AFLAC | $9 | — | $9 | 0.12% |
| KRISTIAN G ERIKSEN3 | 903 MCCONNOICHE CT WEST DUNDEE, IL 60118 | AFLAC | $7 | — | $7 | 0.09% |
| ANTHONY ROJAS3 | 3211 NW 123RD TER FORT LAUDERDALE, FL 33323 | AFLAC | $7 | — | $7 | 0.09% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $6 | — | $6 | 0.08% |
| MICHAEL ROBERT YURCZYK3 | 5810 W 78TH ST STE 210 EDINA, MN 55439 | AFLAC | $5 | — | $5 | 0.06% |
| KATTY W COHEN3 | 21711 TOWN PLACE DR BOCA RATON, FL 33433 | AFLAC | $5 | — | $5 | 0.06% |
| RUSSELL SHAYNE FOX3 | 9272 COVE POINT CIR BOYNTON BEACH, FL 33472 | AFLAC | $3 | — | $3 | 0.04% |
| JOHN H VRATSINAS3 | 401 N BIRCH RD UNIT 1112 FT LAUDERDALE, FL 33304 | AFLAC | $3 | — | $3 | 0.04% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILOW CT ZIONSVILLE, IN 46077 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN H VRATSINAS3 | 1142 W MADISON ST UNIT 305 CHICAGO, IL 60607 | AFLAC | $1 | — | $1 | 0.01% |
| ELIZABETH A LENZO3 | 701 ALBEROSKY WAY BATAVIA, IL 60510 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 489 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 489 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 489 | $2.4M |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 217 | $50K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 197 | $70K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 198 | $36K |
| Other(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 217 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 489 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.