| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $188K | $4K | $193K | 2.57% |
| THE PROVANT GROUP LLC3 | — | BLUECROSS BLUESHIELD OF ILLINOIS | $113K | $3K | $116K | 1.55% |
| GRG HOLDINGS LLC3 | 750 NORTH ORLEANS STREET SUITE 210 CHICAGO, IL 60654 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $3K | $3K | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 EAST JACKSON BOULEVARD #14B CHICAGO, IL 60604 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $1 | $1 | 0.00% |
| THE PROVANT GROUP LLC3 | 351 WEST HUBBARD STREET SUITE 708 CHICAGO, IL 60654 | BLUECROSS BLUESHIELD OF ILLINOIS | — | $1 | $1 | 0.00% |
| THE PROVANT GROUP LLC3 | 351 WEST HUBBARD STREET SUITE 708 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | $15K | $71K | $85K | 3.85% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 500 NORTH BRAND BOULEVARD SUITE 100 GLENDALE, CA 91203 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $106 | $4K | 3.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 95287 CHICAGO, IL 60690 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.37% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 95287 CHICAGO, IL 60694 | METROPOLITAN LIFE INSURANCE COMPANY | — | $13 | $13 | 0.01% |
| THE PROVANT GROUP LLC3 Filed as: PROVANT GROUP LLC | — | DELTA DENTAL OF ILLINOIS | $26K | — | $26K | 42.02% |
| THE PROVANT GROUP LLC3 Filed as: THE PROVANT GROUP | 8600 WEST BRYN MAWR AVENUE SUITE 970N CHICAGO, IL 60631 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $5K | — | $5K | 10.48% |
| RIVER VIEW INC3 Filed as: RIVER POINT INSURANCE SER | — | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 17.50% |
| RIVER POINT INSURANCE SERVICES LLC3 Filed as: RIVER POINT INSURANCE SERVICES | — | LIFE INSURANCE COMPANY OF NORTH AMERICA | $6K | — | $6K | 17.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 718 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 16 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 741 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 1,050 | $9.7M |
| Dental | DELTA DENTAL OF ILLINOIS | 704 | $63K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 729 | $52K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $138K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 123 | $36K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 123 | $39K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $138K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,050 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.