| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | 55 E JACKSON BLVD, STE 14A CHICAGO, IL 60604 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $53K | — | $53K | 11.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | HUB INTERNATIONAL MIDWEST LIMITEDD RIVERSIDE, CA 925162158 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $3K | — | $3K | 1.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | HUB INTL MIDWEST LIMITEDD OPERATING WEST ACCOUNT RIVERSIDE, CA 925162158 | EYEMED VISION CARE | $3K | — | $3K | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | HUB INTERNATIONAL MIDWEST LIMITEDD RIVERSIDE, CA 925162158 | EYEMED VISION CARE | $3K | — | $3K | 1.98% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST INC | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF ILLINOIS, INC. | $950 | — | $950 | 1.51% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIOINAL | 55 E JACKSON BLVD CHICAGO, IL 606044466 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 17.86% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | OPERATING WEST ACOUNNT PO BOX 2158 RIVERSIDE, CA 92516 | METLIFE LEGAL PLANS | $5K | $49 | $5K | 13.39% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST, LTD | 55 E JACKSON BLVD FLOOR 14 CHICAGO, IL 60604 | METLIFE LEGAL PLANS | — | $717 | $717 | 1.84% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $206 | — | $206 | 1.51% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNAITONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF FLORIDA, INC. | $175 | — | $175 | 1.47% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $160 | — | $160 | 1.57% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH PLAN OF ARIZONA, INC. | $104 | — | $104 | 1.53% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERENATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF PENNSYLVANIA, INC. | $76 | — | $76 | 1.49% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF OHIO, INC. | $82 | — | $82 | 1.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | $44 | — | $44 | 1.29% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF NEW JERSEY, INC. | $43 | — | $43 | 1.26% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF COLORADO, INC. | $37 | — | $37 | 2.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST INC | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF KANSAS, INC. | $19 | — | $19 | 1.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF VIRGINIA, INC. | $37 | — | $37 | 2.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA DENTAL HEALTH OF NORTH CAROLINA | $34 | — | $34 | 2.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | HUB INTERNATIONAL MIDWEST LIMITED RIVERSIDE, CA 925162158 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $19 | — | $19 | 1.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,366 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,377 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(15 contracts, 15 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 531 | $301K |
| Vision | EYEMED VISION CARE | 1,927 | $144K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,336 | $481K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,336 | $200K |
| Other(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 531 | $360K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,927 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.