| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: CORKILL INS AGY INC | 25 NORTHWEST POINT BLVD, STE 625 ELK GROVE VLG, IL 60007 | HUMANA HEALTH PLAN, INC. | $28K | — | $28K | 5.14% |
| ACRISURE LLC3 Filed as: CORKILL INS AGY INC | 25 NORTHWEST POINT BLVD, STE 625 ELK GROVE VLG, IL 60007 | HUMANA INSURANCE COMPANY | $7K | — | $7K | 5.07% |
| ACRISURE LLC3 Filed as: CORKILL INS AGENCY INC. | 25 NORTHWEST POINT BLVD, STE 625 ELK GROVE VILLAGE, IL 60007 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 12.89% |
| THE HUNKEN AGENCY, INC.3 | 2550 COMPASS ROAD, SUITE H GLENVIEW, IL 60026 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $57 | — | $57 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 90 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 90 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC. | 74 | $678K |
| Dental | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 91 | $68K |
| Vision | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 91 | $68K |
| Life insurance | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 91 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 91 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.