| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES CORP | 353 N CLARK ST CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.04% |
| ERENIA CASTELLANOS3 Filed as: ERENIA GONZALES | 14628 CAPITAL DRIVE PLAINFIELD, IL 60544 | CONTINENTAL AMERICAN INSURANCE COMPANY | $562 | — | $562 | 1.00% |
| ERENIA CASTELLANOS3 Filed as: ERENIA GONZALES | 14628 CAPITAL DRIVE PLAINFIELD, IL 60544 | CONTINENTAL AMERICAN INSURANCE COMPANY | $542 | — | $542 | 0.97% |
| MESIROW INSURANCE SERVICES INC3 | 353 N CLARK ST CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $505 | — | $505 | 0.90% |
| JACQUELINE CASTRO3 | 1330N DEARBORN ST CHICAGO, IL 60610 | CONTINENTAL AMERICAN INSURANCE COMPANY | $408 | — | $408 | 0.73% |
| SUMMER L CAIN3 Filed as: SUMMER CAIN | 1620 ABINGTON LN N AURORA, IL 60542 | CONTINENTAL AMERICAN INSURANCE COMPANY | $398 | — | $398 | 0.71% |
| NORMA HUERTA3 | 14420 S ALBANY AVE POSEN, IL 60469 | CONTINENTAL AMERICAN INSURANCE COMPANY | $368 | — | $368 | 0.66% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 5266 N KUFALK LN BYRON, IL 61010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $336 | — | $336 | 0.60% |
| MICHAEL YURCZYK3 Filed as: MICHAEL YURCYK | 5810 W 78TH ST BLOOMINGTON, MN 55439 | CONTINENTAL AMERICAN INSURANCE COMPANY | $301 | — | $301 | 0.54% |
| ANDREW C MJONESS3 Filed as: ANDREW MJONESS | 4840 AMBER VALLEY PARKWAY FARGO, ND 58104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $293 | — | $293 | 0.52% |
| KEITH OLSON3 | 1704 MAIN AVE SOUTH W FARGO, ND 58078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $212 | — | $212 | 0.38% |
| JOHN H VRATSINAS3 Filed as: JOHN VRATSINAS | 401 N BIRCH RD FT LAUDERDALE, FL 33304 | CONTINENTAL AMERICAN INSURANCE COMPANY | $200 | — | $200 | 0.36% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 490 E ROOSEVELT RD W CHICAGO, IL 60185 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | 0.32% |
| SHAWN D BENSER3 Filed as: SHAWN BENSER | 4840 AMBER VALLEY PARKWAY FARGO, ND 58104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $142 | — | $142 | 0.25% |
| JEANETTE Y DURRANI3 Filed as: JEANETTE DURRANI | 6851 ALMOND AVE ORANGEVILLE, CA 95662 | CONTINENTAL AMERICAN INSURANCE COMPANY | $134 | — | $134 | 0.24% |
| THOMAS D CASSADY3 Filed as: THOMAS CASSADY | 1102 5TH ST S FARGO, ND 58103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $118 | — | $118 | 0.21% |
| JENNIFER L DANN3 Filed as: JENNIFER DANN | PO BOX 1205 FOREST HILL, CA 95631 | CONTINENTAL AMERICAN INSURANCE COMPANY | $94 | — | $94 | 0.17% |
| PETER JAMES SARANTIS3 Filed as: PETER SARANTIS | 1100 CORPORATE WAY FREDERICKSBURG, VA 22401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | 0.10% |
| JOLYNNE M MACK3 Filed as: JOLYNNE MACK | 113 5TH ST WATERTOWN, SD 57201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| ANNA ELIZABET RECCHIA3 Filed as: ANNA RECHIA | 401 N BIRCH RD FT LAUDERDALE, FL 33304 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.02% |
| LISA A PERRI3 Filed as: LISA HUTCHERSON | 193 BLUE RAVINE RD FOLSOM, CA 95630 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.02% |
| TODD DEVOS3 | 321 N CLARK ST CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| JOSEPH P CALARCO3 Filed as: JOSEPH NASCA | 28081 W MAPLE AVE BARRINGTON, IL 60010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DR CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 858 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 868 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 271 | $56K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.