No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF ILLINOIS EIN 36-1236610 THIRD PARTY ADMINISTRATOR | Claims processing Service code 12 | — | $593K |
| CIGNA EIN 41-1648670 THIRD PARTY ADMINISTRATOR | Claims processing Service code 12 | — | $141K |
| TOUCHSTONE EIN 04-3299274 CONSULTANT | Consulting (pension) Service code 17 | — | $116K |
| NORMANDIN BEAUDRY CONSULTANT | Consulting (pension) Service code 17 | — | $16K |
| CAREMARK EIN 75-2882129 THIRD PARTY ADMINISTRATOR | Claims processing Service code 12 | — | $15K |
| PAYFLEX EIN 91-1774434 THIRD PARTY ADMINISTRATOR | Claims processing Service code 12 | — | $13K |
| MERCER EIN 13-2834414 CONSULTANT | Consulting (pension) Service code 17 | — | $13K |
| BANK OF NEW YORK EIN 36-6895666 THIRD PARTY ADMINISTRATOR | Claims processing Service code 12 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,975 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,975 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,104 | $2.0M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,104 | $2.0M |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF ILLINOIS | 3,314 | $398K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,104 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,314 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.