| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NORTH ILLINOIS | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | AFLAC | $35K | — | $35K | 12.20% |
| JEFFREY LYNN LAMBERT3 Filed as: JEFFREY LAMBERT | 7 CENTER STREET HINSDALE, IL 60521 | AFLAC | $4K | $393 | $4K | 1.57% |
| STEPHEN KELLS3 | 514 MAYFAIR COURT GERMANTOWN HILLS, IL 61548 | AFLAC | $3K | $393 | $3K | 1.14% |
| RICHELLE M VOITIK3 Filed as: RICHELLE VOITIK | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | AFLAC | $110 | $2K | $2K | 0.69% |
| JEREMY M SKEETERS3 Filed as: JEREMY SKEETERS | 9830 WEST JJ RANCH ROAD PEORIA, AZ 85383 | AFLAC | $754 | — | $754 | 0.27% |
| CHRISTINE L BREWSTER3 Filed as: CHRISTINE BREWSTER | 1312 FARLEY LANE CHAMPAIGN, IL 61822 | AFLAC | $433 | — | $433 | 0.15% |
| JOHN F SCULLY3 Filed as: JOHN SCULLY | 3500 BANKVIEW DRIVE JOLIET, IL 60431 | AFLAC | $377 | — | $377 | 0.13% |
| VICKI L CIGER3 Filed as: VICKI CIGER | 4020 OAK TREE LANE PLAINFIELD, IL 60586 | AFLAC | $253 | $117 | $370 | 0.13% |
| KELLEY STRAUGHAN3 | 1005 HIDDEN BRANCHES TRAIL CANTON, GA 30115 | AFLAC | $319 | — | $319 | 0.11% |
| GARY W WARE JR3 Filed as: GARY WARE JR | 2306 VALLEYBROOKE DRIVE CHAMPAIGN, IL 61822 | AFLAC | $315 | — | $315 | 0.11% |
| JAMES CAPPEL3 | 926 CARRIE AVENUE ROCHELLE, IL 61068 | AFLAC | $260 | — | $260 | 0.09% |
| KENT HORSMAN3 | 14162 LADUE ROAD CHESTERFIELD, MO 63017 | AFLAC | $209 | — | $209 | 0.07% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 5266 NORTH KUFALK LANE BRYON, IL 61010 | AFLAC | $206 | — | $206 | 0.07% |
| DIANN KRZCIOK3 | 2682 GRAND FORKS ROAD HENDERSON, NV 89052 | AFLAC | $119 | — | $119 | 0.04% |
| TREVOR FENNELL3 | 11835 QUEENS BOULVEARD SUITE 1403 FOREST HILLS, NY 11375 | AFLAC | $118 | — | $118 | 0.04% |
| ELAINE A WRINKLE3 Filed as: ELAINE WRINKLE | 404 TICKSEED AVENUE SAVOY, IL 61874 | AFLAC | $111 | — | $111 | 0.04% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $98 | — | $98 | 0.03% |
| KATHLEEN L PLEGER3 Filed as: KATHLEEN PLEGER | 5320 WHISPERING OAKS DRIVE PLAINFIELD, IL 60586 | AFLAC | $81 | — | $81 | 0.03% |
| TIMOTHY ASBY3 | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $72 | — | $72 | 0.03% |
| VICKI TOMLINSON3 | 2345 BERING DRIVE APARTMEMT 502 HOUSTON, TX 77057 | AFLAC | $67 | — | $67 | 0.02% |
| JOSEPH LEDOUX3 | 2411 CARTER AVENUE NASHVILLE, TN 37206 | AFLAC | $64 | — | $64 | 0.02% |
| MARK SHIFMAN3 | 6517 DENNY AVENUE NORTH HOLLYWOOD, CA 91606 | AFLAC | $61 | — | $61 | 0.02% |
| ELIZABETH A LENZO3 Filed as: ELIZABETH LENZO | 701 ALBEROSKY WAY BATAVIA, IL 60510 | AFLAC | $57 | — | $57 | 0.02% |
| MARY HANNIG3 | 725 STRAFFORD RIDGE DRIVE BALLWIN, MO 63021 | AFLAC | $48 | — | $48 | 0.02% |
| JAMES M BROCK3 Filed as: JAMES BROCK | 301 WEST BROADWAY BOULEVARD JOHNSTON CITY, IL 62951 | AFLAC | $41 | — | $41 | 0.01% |
| ANGELA SCHIEK3 | 953 WILLOW LANE SLEEPY HOLLOW, IL 60118 | AFLAC | $40 | — | $40 | 0.01% |
| MARCIN ZUREK3 | 1010 LAKE STREET SUITE 430 OAK PARK, IL 60301 | AFLAC | $39 | — | $39 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 55 EAST JACKSON BOULEVARD SUITE 1400A CHICAGO, IL 60604 | AFLAC | $37 | — | $37 | 0.01% |
| JOHN MANNER INSURANCE AGENCY INC.3 Filed as: JOHN ANNIS | 1616 TAYLOR STREET JOLIET, IL 60435 | AFLAC | $32 | — | $32 | 0.01% |
| DANIEL E ELLIS3 Filed as: DANIEL ELLIS | 377 EAST BUTTERFIELD ROAD SUITE 210 LOMBARD, IL 60148 | AFLAC | $31 | — | $31 | 0.01% |
| JOSEPH P CALARCO3 Filed as: JOSEPH NASCA | 28081 WEST MAPLE AVENUE BARRINGTON, IL 60010 | AFLAC | $24 | — | $24 | 0.01% |
| LISA QUISENBERRY3 | 638 EVANS AVENUE SAINT LOUIS, MO 63122 | AFLAC | $24 | — | $24 | 0.01% |
| SCOTT LYDEN3 | 1284 ROSEGATE COURT AURORA, IL 60504 | AFLAC | $21 | — | $21 | 0.01% |
| SCOTT A HOWARD3 Filed as: SCOTT HOWARD | 1491 GINGER LANE SUITE 6 NEW LENOX, IL 60451 | AFLAC | $18 | — | $18 | 0.01% |
| 22 INSURANCE GROUP INC3 Filed as: 22 INSURANCE GROUP INC. | 22385 MISTY FALLS CIRCLE FRANKFORT, IL 60423 | AFLAC | $17 | — | $17 | 0.01% |
| TODD DEVOSS3 | 321 NORTH CLARK STREET SUITE 625 CHICAGO, IL 60654 | AFLAC | $17 | — | $17 | 0.01% |
| THERESA REDDING3 | 71 COUNTRY CLUB DRIVE BLOOMINGDALE, IL 60108 | AFLAC | $16 | — | $16 | 0.01% |
| KNUTE NELSON3 | 3920 KIPLING AVENUE MINNEAPOLIS, MN 55416 | AFLAC | $14 | — | $14 | 0.00% |
| CHARLES D. BLOCK3 Filed as: CHARLES GRAY | 3122 MARIAS DRIVE FORT WAYNE, IN 46815 | AFLAC | $13 | — | $13 | 0.00% |
| BRIAN R KIMMEL3 Filed as: BRIAN KIMMEL | 309 BRAESWICK DRIVE LAKE ST. LOUIS, MO 63367 | AFLAC | $12 | — | $12 | 0.00% |
| CURTIS WHEAT3 | 507 HORSESHOE LANE CASEY, IL 62420 | AFLAC | $10 | — | $10 | 0.00% |
| JOSHUA J PARISE3 Filed as: JOSHUA PARISE | 7325 JANES AVENUE WOODRIDGE, IL 60517 | AFLAC | $9 | — | $9 | 0.00% |
| JEANNINE CAPPUSO3 | 7801 NORTH FEDERAL HIGHWAY BUILDING 4-202 BOCA RATON, FL 33487 | AFLAC | $8 | — | $8 | 0.00% |
| HENRY J SAMAAN3 Filed as: HENRY SAMAAN | 19W152 21ST PLACE LOMBARD, IL 60148 | AFLAC | $6 | — | $6 | 0.00% |
| DENNIS J CASSENS3 Filed as: DENNIS CASSENS | 4646 EAST MARRILL ROAD BYRON, IL 61010 | AFLAC | $6 | — | $6 | 0.00% |
| DENNIS DIETLIN3 | 27 WINDWARD WAY OTTAWA, IL 61350 | AFLAC | $5 | — | $5 | 0.00% |
| WESTERMAYER AND ASSOCIATES LLC3 | 2164 AYLESPORT DRIVE DALLAS, TX 75001 | AFLAC | $4 | — | $4 | 0.00% |
| GLEN E TWAITS3 Filed as: GLEN TWAITS | 2006 DOUBLE EAGLE DRIVE MISSION, TX 78572 | AFLAC | $4 | — | $4 | 0.00% |
| LORI WARE3 | 2306 VALLEYBROOK DRIVE CHAMPAIGN, IL 61822 | AFLAC | $3 | — | $3 | 0.00% |
| TERRY SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $3 | — | $3 | 0.00% |
| JOSEPH MELFI3 | 1236 WALNUT GLEN DRIVE CRYSTAL LAKE, IL 60014 | AFLAC | $2 | — | $2 | 0.00% |
| DEAN W CASS INC.3 | P.O. BOX 2159 JOLIET, IL 60434 | AFLAC | $2 | — | $2 | 0.00% |
| CHRISTIE MARZARI3 | 1932 WYNNTON ROAD COLUMBUS, GA 31999 | AFLAC | $2 | — | $2 | 0.00% |
| GEORGE P OWENS3 Filed as: GEORGE OWENS | 653 NORTH ANTLER DRIVE MT. ZION, IL 62549 | AFLAC | $2 | — | $2 | 0.00% |
| ELIZABETH M GASPAROVIC3 Filed as: ELIZABETH GASPAROVIC | 18 NORTH SMITH STREET PALATINE, IL 60067 | AFLAC | $2 | — | $2 | 0.00% |
| JACQUELINE CASTRO3 | 100 WALL STREET FLOOR 28 NEW YORK, NY 10005 | AFLAC | $2 | — | $2 | 0.00% |
| CHRISTIAN WOMACK3 | 32960 NORTH THREE OAKS LANE LIBERTYVILLE, IL 60048 | AFLAC | $1 | — | $1 | 0.00% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $1 | — | $1 | 0.00% |
| STACIE L COOK3 Filed as: STACIE COOK | 448 CHERRY HILLS DRIVE CHESTERTON, IN 46304 | AFLAC | $1 | — | $1 | 0.00% |
| ADRIENNE SHOEMAKER3 | 1501 EAST GRAND AVENUE SAINT JOSEPH, IL 61873 | AFLAC | $1 | — | $1 | 0.00% |
| JAMIE A CONTRERAS-VESTAL3 Filed as: JAMIE CONTRERASA-VESTAL | P.O. BOX 1240 DELAND, FL 32721 | AFLAC | $1 | — | $1 | 0.00% |
| JUDY PALS3 | 210 NORTH OAK STREET P.O. BOX 432 TEUTOPOLIS, IL 62467 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 336 | $284K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 336 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.