| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CA INSURANCE SERVICES INC | 2300 CONTRA COSTA BLVD SUITE 600 PLEASANT HILL, CA 945233979 | KAISER FOUNDATION HEALTH PLAN INC | $24K | — | $24K | 3.56% |
| ALIGHT SOLUTIONS0 | 2300 DISCOVERY DRIVE ORLANDO, FL 32826 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | — | $51K | $51K | 8.61% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 W MADISON STREET SUITE 2760 CHICAGO, IL 60661 | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | $45K | — | $45K | 7.63% |
| AON CONSULTING INC3 Filed as: HEWITT ASSOCIATES LLC | 39030 TREASURY CENTER CHICAGO, IL 606949000 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $5K | — | $5K | 2.69% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 39030 TREASURY CENTER CHICAGO, IL 606949000 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $3K | — | $3K | 1.44% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CA INSURANCE SERVICES INC | 2300 CONTRA COSTA BLVD SUITE 600 PLEASANT HILL, CA 945233979 | KAISER FOUNDATION HEALTH PLAN INC | $5K | — | $5K | 3.57% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET 27TH FLOOR - SUITE 2760 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $22K | $10K | $32K | 28.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES IL INC | 500 WEST MADISON STREET 27TH FLOOR - SUITE 2760 CHICAGO, IL 60661 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | $5K | $17K | 28.66% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 222 S RIVERSIDE PLACE SUITE 900 CHICAGO, IL 60606 | NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH PA | $2K | — | $2K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,170 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 102 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,272 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | HIGHMARK BLUECROSS BLUESHIELD | 180 | $2.8M |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 2,529 | $182K |
| Life insurance | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,914 | $592K |
| Short-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 357 | $251K |
| Long-term disability | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 1,108 | $286K |
| Prescription drug | HIGHMARK BLUECROSS BLUESHIELD | 180 | $274K |
| Other(4 contracts, 3 carriers) | LINCOLN LIFE ASSURANCE COMPANY OF BOSTON | 6,170 | $779K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,170 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.