| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT BUTTREY3 Filed as: ROBERT C BUTTREY | 1444 NORTH FARNSWORTH AVENUE SUITE 118 AURORA, IL 60505 | BLUECROSS BLUESHIELD OF ILLINOIS | $69K | — | $69K | 3.03% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | BLUECROSS BLUESHIELD OF ILLINOIS | $22K | — | $22K | 0.96% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF COLORADO LLC | 4582 SOUTH ULSTER STREET SUITE 600 DENVER, CO 80237 | KAISER FOUNDATION HEALTH PLAN OF COLORADO | $26K | $1K | $28K | 5.65% |
| ROBERT BUTTREY3 Filed as: ROBERT C BUTTREY | 1444 NORTH FARNSWORTH AVENUE SUITE 118 AURORA, IL 60505 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 8.38% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 60467 | UNION SECURITY INSURANCE COMPANY | $1K | — | $1K | 1.62% |
| ROBERT BUTTREY3 Filed as: ROBERT C BUTTREY | 1444 NORTH FARNSWORTH AVENUE SUITE 118 AURORA, IL 60505 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 4.98% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 340 COLUMBIA STREET SOUTH BEND, IN 46601 | SUN LIFE ASSURANCE COMPANY OF CANADA | $482 | — | $482 | 1.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF COLORADO | 4582 SOUTH ULSTER STREET SUITE 600 DENVER, CO 80237 | DELTA DENTAL OF COLORADO | $4K | — | $4K | 9.92% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF CO LLC | 4582 SOUTH ULSTER STREET SUITE 600 DENVER, CO 80237 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 11.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 294 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 295 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUECROSS BLUESHIELD OF ILLINOIS | 298 | $2.8M |
| Dental(2 contracts, 2 carriers) | UNION SECURITY INSURANCE COMPANY | 117 | $113K |
| Life insurance(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 222 | $63K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 222 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 298 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.