| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N. CLARK STREET CHICAGO, IL 60654 | BLUECROSS BLUESHIELD OF ILLINOIS | $38K | $52K | $90K | 4.49% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1050 WILSHIRE DRIVE SUITE 210 TROY, MI 48084 | BLUECROSS BLUESHIELD OF ILLINOIS | $13K | — | $13K | 0.63% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 353 N. CLARK STREET CHICAGO, IA 60654 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $74K | $18K | $92K | 10.14% |
| TRACEY HINRICHS3 | 7182 LIBERTY CENTRE DRIVE, SUITE Q WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $66K | — | $66K | 27.98% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 353 NORTH CLARK STREET 11TH FLOOR CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28K | — | $28K | 11.80% |
| ALPER SERVICES LLC3 Filed as: ALPER SERVICES, LLC | 410 N. MICHIGAN AVE. 12TH. FL CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$26 | — | -$26 | -0.01% |
| ALPER SERVICES LLC3 Filed as: ALPER SERVICES, LLC | 410 N. MICHIGAN AVENUE, #1200 CHICAGO, IL 606114292 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.57% |
| KYLE TRUEX3 | 900 E 96TH ST STE 300 INDIANAPOLIS, IN 46240 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $683 | — | $683 | 1.25% |
| GREGORY A MCROBERTS3 Filed as: GREGORY A. MCROBERTS | 900 E. 96TH STREET, #300 INDIANAPOLIS, IA 46240 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $359 | $15 | $374 | 0.69% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INS SERVICES INC. | 312 N. CLARK ST STE 1200 CHICAGO, IL 60610 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $224 | — | $224 | 0.41% |
| DAVID A PEARRE3 Filed as: DAVID A. PEARRE | 101 WAUKEGAN ROAD, #990 LAKE BLUFF, IL 600441687 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $113 | — | $113 | 0.21% |
| HINRICHS, TRACEY3 | 7182 LIBERTY CENTRE DR, STE X WEST CHESTER, OH 45069 | MANHATTANLIFE | $473 | — | $473 | 2.80% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL INC | THREE PARKWAY NORTH, SUITE 500 DEERFIELD, IL 600152567 | MANHATTANLIFE | $249 | — | $249 | 1.47% |
| ALPER SERVICES LLC3 | 410 N MICHIGAN AVE, FL 12 CHICAGO, IL 60611 | MANHATTANLIFE | $72 | — | $72 | 0.43% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 786 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 790 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 1,309 | $2.0M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,079 | $905K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,079 | $905K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,079 | $1.1M |
| Short-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,079 | $1.1M |
| Long-term disability(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,079 | $1.2M |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 1,079 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,309 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.