| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATED AGENCIES, INC3 | 1701 WEST GOLF, STE 700, TOWER 3 ROLLING MEADOWS, IL 60008 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $60K | $2K | $62K | 2.56% |
| ASSOCIATED AGENCIES, INC3 | 1701 WEST GOLF, STE 700, TOWER 3 ROLLING MEADOWS, IL 60008 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $0 | $27K | 15.08% |
| GIS BENEFITS INC3 | 2520 NORTHWINDS PKWY, STE 600 ALPHARETTA, GA 30009 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $3K | $12K | 6.83% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $9K | $9K | 5.03% |
| ASSOCIATED AGENCIES, INC3 | 1701 WEST GOLF, STE 700, TOWER 3 ROLLING MEADOWS, IL 60008 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $16K | $0 | $16K | 60.00% |
| ASSOCIATED AGENCIES, INC3 | 1701 WEST GOLF, STE 700, TOWER 3 ROLLING MEADOWS, IL 60008 | VISION SERVICE PLAN | $2K | $0 | $2K | 9.13% |
| ASSOCIATED AGENCIES, INC3 | 1701 WEST GOLF, STE 700, TOWER 3 ROLLING MEADOWS, IL 60008 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $360 | $0 | $360 | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 248 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 418 | $2.4M |
| Dental(2 contracts) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 147 | $38K |
| Vision | VISION SERVICE PLAN | 159 | $17K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 408 | $181K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 408 | $181K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 408 | $181K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 408 | $181K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 418 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.