| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PKWY #300 DEER PARK, IL 60010 | HEALTH CARE SERVICE CORPORATION | $68K | $4K | $72K | 4.14% |
| RESOURCE BROKERAGE LLC3 | 1501 E WOODFIELD RD STE 110E SCHAUMBURG, IL 60173 | HEALTH CARE SERVICE CORPORATION | $7K | — | $7K | 0.43% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PKWY #300 DEER PARK, IL 60010 | UNITED OMAHA LIFE INSURANCE COMPANY | $9K | $0 | $9K | 9.77% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PKWY #300 DEER PARK, IL 60010 | THE GUARDIAN LIFE INSURANCE COMPANY | $4K | $805 | $5K | 5.93% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PKWY #300 DEER PARK, IL 60010 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $548 | $0 | $548 | 4.54% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 370 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 370 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 237 | $1.7M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY | 140 | $87K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 109 | $12K |
| Life insurance | UNITED OMAHA LIFE INSURANCE COMPANY | 370 | $89K |
| Prescription drug | HEALTH CARE SERVICE CORPORATION | 237 | $1.7M |
| Other | UNITED OMAHA LIFE INSURANCE COMPANY | 370 | $89K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 370 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.