| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $1K | $19K | 4.71% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 1.50% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE OF TEXAS INC | 2711 N HASKELL AVE STE 800 ATTN TANYA SANDERS DALLAS, TX 75204 | METROPOLITAN LIFE INSURANCE COMPANY | — | -$513 | -$513 | -0.13% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | $2K | $14K | 11.55% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $12K | — | $12K | 10.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $25K | $321 | $25K | 21.31% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.88% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $53 | $53 | 0.05% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE OF TEXAS INC | 2711 N HASKELL AVE STE 800 ATTN TANYA SANDERS DALLAS, TX 75204 | METROPOLITAN LIFE INSURANCE COMPANY | — | $14 | $14 | 0.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTHWEST INC. | PO BOX 3870 LITTLE ROCK, AR 72203 | METROPOLITAN LIFE INSURANCE COMPANY | -$3K | — | -$3K | -2.24% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | — | $8K | 10.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $161 | $19K | 29.16% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.55% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICE OF TEXAS INC | 2711 N HASKELL AVE STE 800 ATTN TANYA SANDERS DALLAS, TX 75204 | METROPOLITAN LIFE INSURANCE COMPANY | — | $96 | $96 | 0.15% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $53 | $53 | 0.08% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES SOUTHWEST INC. | PO BOX 3870 LITTLE ROCK, AR 72203 | METROPOLITAN LIFE INSURANCE COMPANY | -$362 | — | -$362 | -0.56% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $464 | $70 | $534 | 11.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 690 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 697 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | METROPOLITAN LIFE INSURANCE COMPANY | 337 | $65K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,179 | $395K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,179 | $395K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 897 | $119K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 278 | $122K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 690 | $76K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 690 | $122K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.