| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 753207640 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $744K | $152K | $896K | 7.23% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $6K | $6K | 0.05% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 420 LEXINGTON AVE,STE 2220 NEW YORK, NY 10160 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | $438K | — | $438K | 6.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $169K | $169K | 2.32% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 1205 WESTLAKES DRIVE, SUITE 290 BERWYN, PA 19312 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $177K | — | $177K | 3.24% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P O BOX 207640 DALLAS, TX 753207640 | DELAWARE AMERICAN LIFE INSURANCE COMPANY | $101K | — | $101K | 11.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL | 1205 WESTLAKES DR STE 290 BERWYN, PA 19312 | ACE AMERICAN INSURANCE COMPANY | $85K | — | $85K | 10.00% |
| BUCK GLOBAL LLC3 | 200 BERWYN PARK #110 BERWYN, PA 19312 | FEDERAL INSURANCE COMPANY | $48K | — | $48K | 6.00% |
| BUCK GLOBAL LLC3 | 200 BERWYN PARK #110 BERWYN, PA 19312 | FEDERAL INSURANCE COMPANY | $42K | — | $42K | 6.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INNOVATION HEALTH INSURANCE COMPANY EIN 46-0674828 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 3190 FAIRVIEW PARK DRIVE 5TH FLOOR, SUITE 570 FALLS CHURCH, VA 22042 | $7.2M |
| AETNA INSURANCE COMPANY EIN 06-6033492 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 151 FARMINGTON AVE. HARTFORD, CT 06156 | $6.7M |
| DELTA DENTAL OF VIRGINIA EIN 54-0844477 BENEFIT ADMINISTRATOR | Contract Administrator Service code 13 | 4818 STARKEY ROAD ROANOKE, VA 24018 | $792K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 33,637 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 698 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 404 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 34,739 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 7 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 4,032 | $46.8M |
| Dental(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 2,861 | $6.0M |
| Vision(8 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 21,449 | $37.5M |
| Life insurance(2 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 32,517 | $13.3M |
| Long-term disability | FIRST RELIANCE STANDARD LIFE INSURANCE COMPANY | 10,757 | $7.3M |
| Prescription drug(7 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 2,971 | $29.4M |
| Other(4 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 33,637 | $7.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 33,637 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.