| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 1000 EAST WARRENVILLE RD., STE. 230 NAPERVILLE, IL 60563 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $548K | $28K | $576K | 3.17% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1000 EAST WARRENVILLE RD., STE. 230 NAPERVILLE, IL 60563 | SUN LIFE ASSURANCE COMPANY OF CANADA | $48K | — | $48K | 10.35% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2850 GOLF ROAD 5TH FLOOR ROLLING MEADOWS, IL 60008 | SUN LIFE ASSURANCE COMPANY OF CANADA | $22K | $7K | $29K | 6.22% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 1000 EAST WARRENVILLE RD., STE. 230 NAPERVILLE, IL 60563 | SUN LIFE ASSURANCE COMPANY OF CANADA | $119K | — | $119K | 28.30% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD 5TH FLOOR ROLLING MEADOWS, IL 60008 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | $7K | $15K | 3.51% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 1000 EAST WARRENVILLE RD., STE. 230 NAPERVILLE, IL 60563 | EYEMED VISION CARE | $16K | — | $16K | 10.74% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 1000 EAST WARRENVILLE RD., STE. 250 NAPERVILLE, IL 60563 | METLIFE LEGAL PLANS | $5K | — | $5K | 10.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 505 N BRAND BLVD STE 600 GLENDALE, CA 912033944 | METLIFE LEGAL PLANS | — | $686 | $686 | 1.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 2315 ENTERPRISE DR, STE 105 WESTCHESTER, IL 60154 | METLIFE LEGAL PLANS | — | $54 | $54 | 0.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,287 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,301 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 3,267 | $18.1M |
| Dental | BLUE CROSS BLUE SHIELD OF ILLINOIS | 3,267 | $18.1M |
| Vision | EYEMED VISION CARE | 2,780 | $149K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,287 | $465K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,287 | $465K |
| Other(3 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 3,287 | $938K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,287 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.