No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $22K |
| NEWTOWER MANAGEMENT LLC NONE | Investment management Service code 28 | 7315 WISCONSIN AVE, STE 350W BETHESDA, MD 20814 | $18K |
| INVESCO ADVISERS INC. EIN 58-1707262 NONE | Investment management Service code 28 | — | $14K |
| WEX HEALTH NONE | Other fees Service code 99 | 82 HOPMEADOW ST, STE 220 SIMSBURY, CT 06089 | $13K |
| SEGAL CONSUTLING NONE | Consulting (general) Service code 16 | 101 N WACKER CHICAGO, IL 60606 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 569 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 569 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 569 | $7K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 569 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 569 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.