| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SHELTON ADIVSORS INC3 | 939 W NORTH AVE STE 750 CHICAGO, IL 606427142 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 27.57% |
| BENEFIT EDUCATORS LLC3 Filed as: BENEFIT EDUCATORS INC | 1954 SUNSET RIDGE RD GLENVIEW, IL 600251849 | METROPOLITAN LIFE INSURANCE COMPANY | $942 | $18 | $960 | 15.13% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $294 | $294 | 4.63% |
| GIS BENEFITS INC3 | 422 WAUPONSEE CT MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $264 | $7 | $271 | 4.27% |
| GIS BENEFITS INC3 Filed as: GIS BENEFIT INC | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $68 | $68 | 1.07% |
| SHELTON BENEFITS LLC3 Filed as: SHELTON ADVISORS INC | 939 W NORTH AVE STE 750 CHICAGO, IL 606427142 | METROPOLITAN LIFE INSURANCE COMPANY | $894 | $0 | $894 | 15.80% |
| BENEFIT EDUCATORS LLC3 | 1954 SUNSET RIDGE RD GLENVIEW, IL 600251849 | METROPOLITAN LIFE INSURANCE COMPANY | $482 | $22 | $504 | 8.91% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $261 | $261 | 4.61% |
| GIS BENEFITS INC3 Filed as: GIS BENEFIT INC | 422 WAUPONSEE ST MOORIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $236 | $11 | $247 | 4.36% |
| GIS BENEFITS INC3 Filed as: GIS BENEFIT INC | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $65 | $65 | 1.15% |
| SHELTON BENEFITS LLC3 Filed as: SHELTON ADVISORS INC | 939 W NORTH AVE STE 750 CHICAGO, IL 606427142 | METROPOLITAN LIFE INSURANCE COMPNANY | $383 | $0 | $383 | 8.74% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPNANY | $213 | $80 | $293 | 6.69% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFFIT ADMINISTRATOR | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPNANY | $0 | $213 | $213 | 4.86% |
| BENEFIT EDUCATORS LLC3 | 1954 SUNSET RIDGE RD GLENVIEW, IL 600251849 | METROPOLITAN LIFE INSURANCE COMPNANY | $183 | $25 | $208 | 4.75% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | P.O. BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $49K | $13K | $62K | — |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $5K | $5K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 388 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 388 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 53 | $12K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 388 | $0 |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 388 | $0 |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 388 | $0 |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 388 | $0 |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 388 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 388 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.