| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LABOR FIRST LLC3 Filed as: LABOR-FIRST LLC | 3000 MIDLANTIC DRIVE SUITE 101 MOUNT LAUREL, NJ 080541513 | HUMANA INSURANCE COMPANY | $102K | — | $102K | 5.99% |
| LABOR FIRST LLC3 Filed as: LABOR-FIRST LLC | 3000 MIDLANTIC DRIVE SUITE 101 MOUNT LAUREL, NJ 080541513 | HUMANA INSURANCE COMPANY | $3K | — | $3K | 5.68% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUESHIELD OF ILLINOIS EIN 36-1236610 NONE | Contract Administrator; Other commissions; Claims processing; Other services Service code 12 | — | $436K |
| PAYDHEALTH LLC NONE | Other services Service code 49 | 4100 ALPHA RD, STE. 500 DALLAS, TX 75244 | $423K |
| TIM MORRIN EIN 36-2242666 PLAN ADMINISTRATOR | Plan Administrator; Employee (plan) Service code 14 | — | $240K |
| HINES & ASSOCIATES EIN 36-3545085 NONE | Other services Service code 49 | — | $191K |
| MAXORPLUS, LTD. EIN 75-2676894 NONE | Claims processing; Direct payment from the plan; Float revenue; Contract Administrator; Other fees Service code 12 | — | $168K |
| KELLY LAVKO EIN 36-2242666 EMPLOYEE | Employee (plan) Service code 30 | — | $165K |
| BYRNE SOFTWARE TECHNOLOGY EIN 43-1853340 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $115K |
| CATHERINE HUMMER EIN 36-2242666 EMPLOYEE | Employee (plan) Service code 30 | — | $115K |
| ERICA VEUGELER EIN 36-2242666 EMPLOYEE | Employee (plan) Service code 30 | — | $113K |
| MARY MITCHELL EIN 36-2242666 EMPLOYEE | Employee (plan) Service code 30 | — | $97K |
| O'DONOGHUE & O'DONOGHUE EIN 53-0120528 NONE | Legal Service code 29 | — | $66K |
| VIVEKA HEALTH, INC. EIN 86-2467157 NONE | Other services Service code 49 | — | $62K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Consulting (general); Actuarial Service code 11 | — | $57K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $57K |
| NATIONAL INVESTMENT SERVICES, INC. EIN 84-3937993 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $47K |
| LASALLE CONSULTING PARTNERS EIN 36-4030449 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $46K |
| STRATEGIC CAPITAL INVESTMENT ADVISO EIN 36-4268991 NONE | Investment advisory (plan) Service code 27 | — | $30K |
| JOHNSON & KROL EIN 36-4342024 NONE | Legal Service code 29 | — | $22K |
| EMPLOYEE RESOURCE SYSTEMS EIN 36-3867945 NONE | Other services Service code 49 | — | $21K |
| ABSOLUTE SOLUTIONS, LLC EIN 27-3584158 NONE | Other services Service code 49 | — | $18K |
| ZELIS EIN 84-3069529 NONE | Other services; Other fees Service code 49 | — | $16K |
| AMALGAMATED BANK OF CHICAGO EIN 36-0721895 NONE | Float revenue; Other investment fees and expenses; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $16K |
| EMPOWER HEALTH SERVICES EIN 36-4836722 NONE | Other services Service code 49 | — | $13K |
| EYEMED EIN 86-0773195 NONE | Contract Administrator; Claims processing Service code 12 | — | $9K |
| DATAMATION EIN 36-4303011 NONE | Other services Service code 49 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 923 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 566 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,489 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | HUMANA INSURANCE COMPANY | 658 | $1.8M |
| Vision | AMERITAS LIFE INSURANCE CORP. | 1,509 | $69K |
| Life insurance | DEARBORN LIFE INSURANCE COMPANY | 1,325 | $102K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 1,009 | $179K |
| Other | DEARBORN LIFE INSURANCE COMPANY | 1,325 | $102K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,509 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.